Lets be clear, you are not paying $25 for the cleaning, your insurance
company is.  You are paying the insurance company.

Even if you could negotiate down to $30, that would still be better,
would it not?

On Mon, Dec 21, 2009 at 11:10 AM, Zaphod Beeblebrox
<zaph0d.b33bl3b...@gmail.com> wrote:
>
> It's been years since I had to, but I have had to haggle with healthcare 
> costs in the  past and have never been able to get down to the level that 
> insurance paid.
>
> To think that an individual would be able to pay the same price as a large 
> insurance company that has leverage over a doctor by excluding him from their 
> plan is just plain naive.
>
>
> On Dec 21, 2009, at 10:01 AM, Scott Stroz wrote:
>
>>
>> On Mon, Dec 21, 2009 at 10:42 AM, Zaphod Beeblebrox
>> <zaph0d.b33bl3b...@gmail.com> wrote:
>>
>>> sure doctors make more money.  I just got my dentist claim summary back 
>>> about 2 days ago.  My routine cleaning was a $45 charge.  My insurance 
>>> company said that they only allowed $25.  The dentist only got paid $25.  
>>> Now, if I were to go there without insurance and they said, "Ok, that will 
>>> be $45" and I said, "No, I only allow $25 for this procedure", do you think 
>>> I would have walked out of there only paying $25?
>>
>> This is an unrealistic analogy. Most healthcare providers who 'accept'
>> insurance form certain carriers must agree to a certain rate for
>> certain procedures. So, while the dentist may normally charge $45 for
>> a cleaning, he has agreed to accept $25 for the procedure from your
>> insurance company. I am sure if you tried to haggle for your teeth
>> cleaning, you might find a dentist who would agree to those terms.
>>
>> --
>> Scott Stroz
>> ---------------
>> The DOM is retarded.
>>
>> http://xkcd.com
>>
>>
>
> 

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