Ugh.....

Do you guys have the option of contributing to a flexible spending account?
That may help ease the pain of some of the increased costs.


On Mon, Nov 12, 2012 at 10:17 AM, GMoney <gm0n3...@gmail.com> wrote:

>
> My company is 46K employees :/
>
> So yeah....i dunno.....maybe this is just my company being assholes about
> it and trying to pass these costs on to me. Or maybe my company is just
> doing this earlier than other companies...?
>
> Not sure.
>
>
> On Mon, Nov 12, 2012 at 9:13 AM, Scott Stroz <boyz...@gmail.com> wrote:
>
> >
> > We are actually in open enrollment right now, which is why I
> > was familiar with the costs and lack of changes to coverage.
> >
> > It sucks that your coverage changed so drastically. I have had that
> happen
> > in the past, and when you have a child with special needs (my son has
> > cerebral palsy) the impact is even more severe.
> >
> > I work for a fairly large company (I think we are about 40,000 worldwide)
> > and I am not certain if that makes us more or less likely to experience
> > changes in our coverage like you explain.
> >
> >
> > On Mon, Nov 12, 2012 at 9:50 AM, GMoney <gm0n3...@gmail.com> wrote:
> >
> > >
> > > That could certainly be the case, Scott. When is your open enrollment?
> > You
> > > haven't seen much of a change yet, but you may still in the near
> future.
> > >
> > > I'm not an ideological crusader, so I'm not on a warpath for or against
> > the
> > > new health care act.....all I know is what I see....and for me, things
> > just
> > > got a lot worse.
> > >
> > > My daughter has had a bad cough for a week, and over night and into
> this
> > > morning it got even worse.....so we have to take her to the doctor. My
> > new
> > > insurance doesn't kick in until the first of year. This visit will cost
> > me
> > > my $20 copay. When this happens after January 1st, I'll be on the hook
> > for
> > > the entire bill...about $180 i think it normally costs for a few
> minutes
> > > with the doc.
> > >
> > >
> > > On Mon, Nov 12, 2012 at 8:37 AM, Scott Stroz <boyz...@gmail.com>
> wrote:
> > >
> > > >
> > > > G,
> > > >
> > > > From an outsider's view, it sounds as if your employer simply chose a
> > > > different plan. We have had no change in the coverage in our plan at
> > > work,
> > > > although, the monthly premium went up about $10 per month, but its
> has
> > > gone
> > > > up a little each year since I started here.
> > > >
> > > > Purely speculation, but I do not think it is outside of the realm of
> > > > possibility that some employers would change healthcare plans and
> > 'blame'
> > > > Obamacare - either them being cheap and trying to find a scapegoat,
> or
> > > > trying to push a political agenda..
> > > >
> > > >
> > > > On Mon, Nov 12, 2012 at 8:27 AM, GMoney <gm0n3...@gmail.com> wrote:
> > > >
> > > > >
> > > > > That's great Eric, but it doesn't really help me, does it?
> > > > >
> > > > > Fact: My private, company provided health insurance plan just went
> to
> > > > shit,
> > > > > and according to them, it's because of the rise in expenses for
> > health
> > > > > insurance. I would say it's just my company trying to screw me over
> > and
> > > > use
> > > > > Obama care as an excuse, but it's happening to my friends at their
> > > > > companies as well.
> > > > >
> > > > > Your rhetoric means NOTHING in the face of my reality.
> > > > >
> > > > >
> > > > > On Fri, Nov 9, 2012 at 4:32 PM, Eric Roberts <
> > > > > ow...@threeravensconsulting.com> wrote:
> > > > >
> > > > > >
> > > > > > Take that up with your insurance company for downgrading your
> plan
> > or
> > > > > your
> > > > > > employer for getting a lower level insurance plan.  How is that
> the
> > > > fault
> > > > > > of
> > > > > > Obamacare?
> > > > > >
> > > > > > ------------------------------------
> > > > > > Three Ravens Consulting
> > > > > > Eric Roberts
> > > > > > Owner/Developer
> > > > > > ow...@threeravensconsulting.com
> > > > > > tel: 630-486-5255
> > > > > > fax: 630-310-8531
> > > > > > http://www.threeravensconsulting.com
> > > > > > ------------------------------------
> > > > > >
> > > > > > -----Original Message-----
> > > > > > From: GMoney [mailto:gm0n3...@gmail.com]
> > > > > > Sent: Friday, November 09, 2012 1:34 PM
> > > > > > To: cf-community
> > > > > > Subject: Re: These maps put GOP/Dem into a different perspective
> > > > > >
> > > > > >
> > > > > > On Fri, Nov 9, 2012 at 1:25 PM, Eric Roberts <
> > > > > > ow...@threeravensconsulting.com> wrote:
> > > > > >
> > > > > > >
> > > > > > > How are you being punished G?  If you already have insurance
> then
> > > you
> > > > > > > don't have to change anything.
> > > > > > >
> > > > > >
> > > > > > Uh, the insurance I had used to cover things....now it doesn't.
> > > > > >
> > > > > > This year, when I took my sick child to the doctor, I paid a $20
> co
> > > > pay.
> > > > > > Next year, i will pay for the entire doctor visit...and every
> > ensuing
> > > > > > doctor
> > > > > > visit, and every other bit of medical care that I seek next year,
> > > > until I
> > > > > > reach $4000, at which point my insurance will kick in and cover
> 65%
> > > of
> > > > > the
> > > > > > rest of the expenses.
> > > > > >
> > > > > > Can you begin to grasp how drastic of a change that is for a
> father
> > > of
> > > > > two
> > > > > > kids who love to get sick....?
> > > > > >
> > > > > >
> > > > > >
> > > > > >
> > > > > >
> > > > >
> > > > >
> > > >
> > > >
> > >
> > >
> >
> >
>
> 

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