That's what I did....well, i did the HSA, not the FSA. The HSA is nice, provides the same pre-tax money, but then i'm not subject to the 1 year limit of the FSA.....that money remains mine. The only stipulation to avoid taxation and penalty is that it be spent on health related stuff...which is pretty broad.
So that is a slight help. Shrinks my paycheck every time, but hopefully by my first medical expense, i've got enough in there to at least help cover it. It really comes down to this though: Don't get sick next year. On Mon, Nov 12, 2012 at 9:19 AM, Scott Stroz <boyz...@gmail.com> wrote: > > Ugh..... > > Do you guys have the option of contributing to a flexible spending account? > That may help ease the pain of some of the increased costs. > > > On Mon, Nov 12, 2012 at 10:17 AM, GMoney <gm0n3...@gmail.com> wrote: > > > > > My company is 46K employees :/ > > > > So yeah....i dunno.....maybe this is just my company being assholes about > > it and trying to pass these costs on to me. Or maybe my company is just > > doing this earlier than other companies...? > > > > Not sure. > > > > > > On Mon, Nov 12, 2012 at 9:13 AM, Scott Stroz <boyz...@gmail.com> wrote: > > > > > > > > We are actually in open enrollment right now, which is why I > > > was familiar with the costs and lack of changes to coverage. > > > > > > It sucks that your coverage changed so drastically. I have had that > > happen > > > in the past, and when you have a child with special needs (my son has > > > cerebral palsy) the impact is even more severe. > > > > > > I work for a fairly large company (I think we are about 40,000 > worldwide) > > > and I am not certain if that makes us more or less likely to experience > > > changes in our coverage like you explain. > > > > > > > > > On Mon, Nov 12, 2012 at 9:50 AM, GMoney <gm0n3...@gmail.com> wrote: > > > > > > > > > > > That could certainly be the case, Scott. When is your open > enrollment? > > > You > > > > haven't seen much of a change yet, but you may still in the near > > future. > > > > > > > > I'm not an ideological crusader, so I'm not on a warpath for or > against > > > the > > > > new health care act.....all I know is what I see....and for me, > things > > > just > > > > got a lot worse. > > > > > > > > My daughter has had a bad cough for a week, and over night and into > > this > > > > morning it got even worse.....so we have to take her to the doctor. > My > > > new > > > > insurance doesn't kick in until the first of year. This visit will > cost > > > me > > > > my $20 copay. When this happens after January 1st, I'll be on the > hook > > > for > > > > the entire bill...about $180 i think it normally costs for a few > > minutes > > > > with the doc. > > > > > > > > > > > > On Mon, Nov 12, 2012 at 8:37 AM, Scott Stroz <boyz...@gmail.com> > > wrote: > > > > > > > > > > > > > > G, > > > > > > > > > > From an outsider's view, it sounds as if your employer simply > chose a > > > > > different plan. We have had no change in the coverage in our plan > at > > > > work, > > > > > although, the monthly premium went up about $10 per month, but its > > has > > > > gone > > > > > up a little each year since I started here. > > > > > > > > > > Purely speculation, but I do not think it is outside of the realm > of > > > > > possibility that some employers would change healthcare plans and > > > 'blame' > > > > > Obamacare - either them being cheap and trying to find a scapegoat, > > or > > > > > trying to push a political agenda.. > > > > > > > > > > > > > > > On Mon, Nov 12, 2012 at 8:27 AM, GMoney <gm0n3...@gmail.com> > wrote: > > > > > > > > > > > > > > > > > That's great Eric, but it doesn't really help me, does it? > > > > > > > > > > > > Fact: My private, company provided health insurance plan just > went > > to > > > > > shit, > > > > > > and according to them, it's because of the rise in expenses for > > > health > > > > > > insurance. I would say it's just my company trying to screw me > over > > > and > > > > > use > > > > > > Obama care as an excuse, but it's happening to my friends at > their > > > > > > companies as well. > > > > > > > > > > > > Your rhetoric means NOTHING in the face of my reality. > > > > > > > > > > > > > > > > > > On Fri, Nov 9, 2012 at 4:32 PM, Eric Roberts < > > > > > > ow...@threeravensconsulting.com> wrote: > > > > > > > > > > > > > > > > > > > > Take that up with your insurance company for downgrading your > > plan > > > or > > > > > > your > > > > > > > employer for getting a lower level insurance plan. How is that > > the > > > > > fault > > > > > > > of > > > > > > > Obamacare? > > > > > > > > > > > > > > ------------------------------------ > > > > > > > Three Ravens Consulting > > > > > > > Eric Roberts > > > > > > > Owner/Developer > > > > > > > ow...@threeravensconsulting.com > > > > > > > tel: 630-486-5255 > > > > > > > fax: 630-310-8531 > > > > > > > http://www.threeravensconsulting.com > > > > > > > ------------------------------------ > > > > > > > > > > > > > > -----Original Message----- > > > > > > > From: GMoney [mailto:gm0n3...@gmail.com] > > > > > > > Sent: Friday, November 09, 2012 1:34 PM > > > > > > > To: cf-community > > > > > > > Subject: Re: These maps put GOP/Dem into a different > perspective > > > > > > > > > > > > > > > > > > > > > On Fri, Nov 9, 2012 at 1:25 PM, Eric Roberts < > > > > > > > ow...@threeravensconsulting.com> wrote: > > > > > > > > > > > > > > > > > > > > > > > How are you being punished G? If you already have insurance > > then > > > > you > > > > > > > > don't have to change anything. > > > > > > > > > > > > > > > > > > > > > > Uh, the insurance I had used to cover things....now it doesn't. > > > > > > > > > > > > > > This year, when I took my sick child to the doctor, I paid a > $20 > > co > > > > > pay. > > > > > > > Next year, i will pay for the entire doctor visit...and every > > > ensuing > > > > > > > doctor > > > > > > > visit, and every other bit of medical care that I seek next > year, > > > > > until I > > > > > > > reach $4000, at which point my insurance will kick in and cover > > 65% > > > > of > > > > > > the > > > > > > > rest of the expenses. > > > > > > > > > > > > > > Can you begin to grasp how drastic of a change that is for a > > father > > > > of > > > > > > two > > > > > > > kids who love to get sick....? > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Order the Adobe Coldfusion Anthology now! http://www.amazon.com/Adobe-Coldfusion-Anthology/dp/1430272155/?tag=houseoffusion Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:358227 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/groups/cf-community/unsubscribe.cfm
