On Saturday 18 June 2005 22:22, Heikki Toivonen wrote:
> Ka-Ping Yee wrote:
> > The important question is not whether there is effort involved but
> > whether the amount of effort is reasonable and worth it.
> 
> The thing is, even minimal effort when the perceived threat/payback is
> nil is too much. If you've never been a victim of fraud or identity
> theft and are not very security conscious (I would claim most users),
> then even minimal effort seems too much. Unfortunately.


In general a security system requires human
involvement to be strong.

If we accept that, then whatever is offered for
users that use zero effort would therefore not be
strong.  This matches current experience.

If we want to make the current security model
strong, then, we'd have to bring in the user
element.  Ask users to do something.

The choice is fairly clear and has been made
by many users already.  Download a toolbar,
do a little effort and get some phishing protection.

Do nothing, get what you get for free.  Nothing
wrong with that.

It's also worth noting that the phishing and the rest
of the identity crisis in the USA continues to warm
up month after month.  Yesterday's Mastercard
announcement (see Duane's post) added another
waggon load of fuel to the fire...  People are getting
more and more willing to improve their contribution
to their security.

iang
-- 
Advances in Financial Cryptography, Issue 1:
   https://www.financialcryptography.com/mt/archives/000458.html
Daniel Nagy, On Secure Knowledge-Based Authentication
Adam Shostack, Avoiding Liability: An Alternative Route to More Secure Products
Ian Grigg, Pareto-Secure
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