Re: [QUAD-L] Driver license renewal

2013-09-05 Thread wheelchair
Thank You Erie.  Yes George Ryan.  Not George Thompson or Jim  Thompson.  
It was a long day yesterday in Gilman, IL. 
Best Wishes
 
 
In a message dated 9/5/2013 12:30:34 A.M. Central Daylight Time,  
c5sc...@gmail.com writes:

Ryan...Gov George Ryan
 
_c5sci97@gmail.com_ (mailto:c5sc...@gmail.com) 
 

- Original Message - 
From:  _wheelchair@aol.com_ (mailto:wheelch...@aol.com)  
To: _lwillis821@yahoo.com_ (mailto:lwillis...@yahoo.com)  ; 
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
Sent: Wednesday, September 04, 2013  8:01 PM
Subject: Re: [QUAD-L] Driver license  renewal


Devil's Advocate-  If you have title to your own vehicle and your  own 
private insurance... the risk is all yours.  If you don't have  title to your 
vehicle or if you are a co-partner or are piggy-backing on  someone else's 
policy, they too share the risk, at your expense.  In  the United States, there 
are approx 25 valid reasons any insurance company  can drop a 
holder/insured.  Most of the majors will only use the top 3  reasons.
 
Committing a Felony using a vehicle
DUI
Leaving the scene of an crash scene involving a fatality.
 
Within those other 23 reasons are:  Failure to inform or  misinformation.
 
I guess, as long as nothing happens or goes wrong.. who really  cares.  
Its only after something serious happens and the lawyers get  involve and 
begin asking those serious questions.  I know of one  Illinois Gov. George 
Thompson who sat in a central Indiana prison for 5  years.  At issue was a 
foreign national who didn't speak English was  issues a CDL to drive a truck on 
the highway.  The flatbed trailer was  defective and dropped its bumper on 
the highway, in front of a speeding car  carrying a family of 5.  Upon 
impact, the car burst into flames and the  family perished.  Former Gov George 
Thompson, sat in prison, unable to  attend his wife's wake or funeral.  Who 
would have thought that would  have happened, if not for that one event.
 
Be Safe!
Best Wishes
 
 
In a message dated 9/4/2013 12:11:23 P.M. Central Daylight Time,  
lwillis...@yahoo.com writes:

I  had to attend a one day driving school and retake the test. It had been 
10  years and I was 27. I have a slew of restrictions on my license but have 
 never told my insurance. They have never questioned me about it despite a  
couple of fender benders.








[QUAD-L] Driver license renewal

2013-09-04 Thread Todd Daugherty
I got my drivers license on my 16th birthday, just a regular class C with
no restrictions.  I was injured at 17, but never made any changes to my
license, even for the years that I was using hand controls.

Recently I went to change the address online and ran across this question...

* Have you ever had seizures, fainting, heart trouble, hearing problems,
musculoskeletal performance problems, or respiratory function problems?

So my question is when I say yes to this, what do you all think this will
trigger?  Another driving test?

Todd
C-6inc


Re: [QUAD-L] Driver license renewal

2013-09-04 Thread RONALD L PRACHT
Dont check any of those boxes. Its going to make you have to retake the drivers 
test, raise your insurance and make your life more difficult. Only a fool would 
open that pandoras box. No body cares if you use hand controls or have any of 
those troubles, its your driving record that counts..leave this 
alone.
 
Ron Pracht 
 


 From: Todd Daugherty todd.daughe...@gmail.com
To: quad list quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:32 AM
Subject: [QUAD-L] Driver license renewal
  


I got my drivers license on my 16th birthday, just a regular class C with no 
restrictions.  I was injured at 17, but never made any changes to my license, 
even for the years that I was using hand controls.  

Recently I went to change the address online and ran across this question...
* Have you ever had seizures, fainting, heart trouble, hearing problems, 
musculoskeletal performance problems, or respiratory function problems?


So my question is when I say yes to this, what do you all think this will 
trigger?  Another driving test? 

Todd
C-6inc 

Re: [QUAD-L] Driver license renewal

2013-09-04 Thread Todd Daugherty
Well, how about from the car insurer perspective, any chance they use this
to deny a future claim? I just said no and moved on.


On Wed, Sep 4, 2013 at 11:37 AM, RONALD L PRACHT r.pra...@sbcglobal.netwrote:

 Dont check any of those boxes. Its going to make you have to retake the
 drivers test, raise your insurance and make your life more difficult. Only
 a fool would open that pandoras box. No body cares if you use hand controls
 or have any of those troubles, its your driving record that
 counts..leave this alone.

 Ron Pracht

*From:* Todd Daugherty todd.daughe...@gmail.com
 *To:* quad list quad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 10:32 AM
 *Subject:* [QUAD-L] Driver license renewal

 I got my drivers license on my 16th birthday, just a regular class C with
 no restrictions.  I was injured at 17, but never made any changes to my
 license, even for the years that I was using hand controls.

 Recently I went to change the address online and ran across this
 question...

 * Have you ever had seizures, fainting, heart trouble, hearing problems,
 musculoskeletal performance problems, or respiratory function problems?

 So my question is when I say yes to this, what do you all think this will
 trigger?  Another driving test?

 Todd
 C-6inc





Re: [QUAD-L] Driver license renewal

2013-09-04 Thread RONALD L PRACHT
They have no reason to suspect anything. Its not going to affect your insurance 
coverage. I cant see it affecting a claim.  You have no idea the hell you will 
unleash by checking boxes, you will have to get check ups, doc releases, retake 
test.then your insurance may drop you . Im sure there will be 
people on the list that will want you to check all the boxes, in the end its 
your life, your choice. Isnt being a quad a challenge enough without creating 
problems?
 
Ron
 


 From: Todd Daugherty todd.daughe...@gmail.com
To: RONALD L PRACHT r.pra...@sbcglobal.net 
Cc: quad-list@eskimo.com quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:52 AM
Subject: Re: [QUAD-L] Driver license renewal
  


Well, how about from the car insurer perspective, any chance they use this to 
deny a future claim? I just said no and moved on.   



On Wed, Sep 4, 2013 at 11:37 AM, RONALD L PRACHT r.pra...@sbcglobal.net wrote:

Dont check any of those boxes. Its going to make you have to retake the drivers 
test, raise your insurance and make your life more difficult. Only a fool would 
open that pandoras box. No body cares if you use hand controls or have any of 
those troubles, its your driving record that counts..leave this 
alone. 
 
Ron Pracht 

 
 From: Todd Daugherty todd.daughe...@gmail.com
To: quad list quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:32 AM
Subject: [QUAD-L] Driver license renewal
 


I got my drivers license on my 16th birthday, just a regular class C with no 
restrictions.  I was injured at 17, but never made any changes to my license, 
even for the years that I was using hand controls.  


Recently I went to change the address online and ran across this question...

* Have you ever had seizures, fainting, heart trouble, hearing problems, 
musculoskeletal performance problems, or respiratory function problems?



So my question is when I say yes to this, what do you all think this will 
trigger?  Another driving test? 


Todd
C-6inc 

   

Fwd: [QUAD-L] Driver license renewal

2013-09-04 Thread lwillis821
I had to attend a one day driving school and retake the test. It had been 10 
years and I was 27. I have a slew of restrictions on my license but have never 
told my insurance. They have never questioned me about it despite a couple of 
fender benders.

Sent from my iPad

Begin forwarded message:

 Resent-From: quad-list@eskimo.com
 From: Todd Daugherty todd.daughe...@gmail.com
 Date: September 4, 2013, 11:32:13 AM EDT
 To: quad list quad-list@eskimo.com
 Subject: [QUAD-L] Driver license renewal
 
 I got my drivers license on my 16th birthday, just a regular class C with no 
 restrictions.  I was injured at 17, but never made any changes to my license, 
 even for the years that I was using hand controls. 
 
 Recently I went to change the address online and ran across this question...
 
 * Have you ever had seizures, fainting, heart trouble, hearing problems, 
 musculoskeletal performance problems, or respiratory function problems?
 
 So my question is when I say yes to this, what do you all think this will 
 trigger?  Another driving test? 
 
 Todd
 C-6inc


Re: [QUAD-L] Driver license renewal

2013-09-04 Thread Derrick Winegardner
i went thru drivng specialist to get my hand controls. i had to take new 
test.
only restriction that i have is automatic transmission. states have 
different laws.


my insurance said that it was illegal for them to charge me more because 
of disability.
i only pay 460/year on full coverage but i do not believe/trust any 
insurance company.

they will find a way to screw you when u file a claim.
dw

On 9/4/2013 12:30 PM, RONALD L PRACHT wrote:
They have no reason to suspect anything. Its not going to affect your 
insurance coverage. I cant see it affecting a claim.  You have no idea 
the hell you will unleash by checking boxes, you will have to get 
check ups, doc releases, retake test.then your insurance 
may drop you . Im sure there will be people on the list that will want 
you to check all the boxes, in the end its your life, your choice. 
Isnt being a quad a challenge enough without creating problems?

Ron

*From:* Todd Daugherty todd.daughe...@gmail.com
*To:* RONALD L PRACHT r.pra...@sbcglobal.net
*Cc:* quad-list@eskimo.com quad-list@eskimo.com
*Sent:* Wednesday, September 4, 2013 10:52 AM
*Subject:* Re: [QUAD-L] Driver license renewal

Well, how about from the car insurer perspective, any chance they use 
this to deny a future claim? I just said no and moved on.



On Wed, Sep 4, 2013 at 11:37 AM, RONALD L PRACHT 
r.pra...@sbcglobal.net mailto:r.pra...@sbcglobal.net wrote:


Dont check any of those boxes. Its going to make you have to
retake the drivers test, raise your insurance and make your life
more difficult. Only a fool would open that pandoras box. No body
cares if you use hand controls or have any of those troubles, its
your drivingrecord that counts..leave this alone.
Ron Pracht

*From:* Todd Daugherty todd.daughe...@gmail.com
mailto:todd.daughe...@gmail.com
*To:* quad list quad-list@eskimo.com mailto:quad-list@eskimo.com
*Sent:* Wednesday, September 4, 2013 10:32 AM
*Subject:* [QUAD-L] Driver license renewal

I got my drivers license on my 16th birthday, just a regular class
C with no restrictions.  I was injured at 17, but never made any
changes to my license, even for the years that I was using hand
controls.

Recently I went to change the address online and ran across this
question...

* Have you ever had seizures, fainting, heart trouble, hearing
problems, musculoskeletal performance problems, or respiratory
function problems?

So my question is when I say yes to this, what do you all think
this will trigger?  Another driving test?

Todd
C-6inc









Re: [QUAD-L] Driver license renewal

2013-09-04 Thread Todd Daugherty
I went to Shepherd Center recently and did their driving test and got an rx
for hand controls but they were to costly.  I have been driving without
them for about a decade now with no incidents so I think I will let
sleeping dogs lie.  I'm in Georgia btw.


On Wed, Sep 4, 2013 at 12:56 PM, Derrick Winegardner whe...@cvn.net wrote:

  i went thru drivng specialist to get my hand controls. i had to take new
 test.
 only restriction that i have is automatic transmission. states have
 different laws.

 my insurance said that it was illegal for them to charge me more because
 of disability.
 i only pay 460/year on full coverage but i do not believe/trust any
 insurance company.
 they will find a way to screw you when u file a claim.
 dw

 On 9/4/2013 12:30 PM, RONALD L PRACHT wrote:

  They have no reason to suspect anything. Its not going to affect your
 insurance coverage. I cant see it affecting a claim.  You have no idea the
 hell you will unleash by checking boxes, you will have to get check ups,
 doc releases, retake test.then your insurance may drop you . Im
 sure there will be people on the list that will want you to check all the
 boxes, in the end its your life, your choice. Isnt being a quad a challenge
 enough without creating problems?

 Ron

*From:* Todd Daugherty todd.daughe...@gmail.comtodd.daughe...@gmail.com
 *To:* RONALD L PRACHT r.pra...@sbcglobal.net r.pra...@sbcglobal.net
 *Cc:* quad-list@eskimo.com quad-list@eskimo.com 
 quad-list@eskimo.comquad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 10:52 AM
 *Subject:* Re: [QUAD-L] Driver license renewal

  Well, how about from the car insurer perspective, any chance they use
 this to deny a future claim? I just said no and moved on.


 On Wed, Sep 4, 2013 at 11:37 AM, RONALD L PRACHT 
 r.pra...@sbcglobal.netwrote:

  Dont check any of those boxes. Its going to make you have to retake the
 drivers test, raise your insurance and make your life more difficult. Only
 a fool would open that pandoras box. No body cares if you use hand controls
 or have any of those troubles, its your driving record that
 counts..leave this alone.

 Ron Pracht

*From:* Todd Daugherty todd.daughe...@gmail.com
 *To:* quad list quad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 10:32 AM
 *Subject:* [QUAD-L] Driver license renewal

  I got my drivers license on my 16th birthday, just a regular class C
 with no restrictions.  I was injured at 17, but never made any changes to
 my license, even for the years that I was using hand controls.

  Recently I went to change the address online and ran across this
 question...

  * Have you ever had seizures, fainting, heart trouble, hearing problems,
 musculoskeletal performance problems, or respiratory function problems?

  So my question is when I say yes to this, what do you all think this
 will trigger?  Another driving test?

  Todd
 C-6inc









Re: [QUAD-L] Driver license renewal

2013-09-04 Thread wheelchair
Some States are allowed to use one's driver's license as a Federal ID, for  
example, for flying and voting.  If you present your new driver's license  
without a restriction and its challenged.  Your insurance company knows of  
your physical conditions and limitations, I hope.  It could be most  
embarrassing, should your license be flagged after all these years.  I hope  
for 
you the best.
 
Best Wishes
 
 
In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time,  
r.pra...@sbcglobal.net writes:

 
Dont check any of those boxes. Its going to make you have to retake  the 
drivers test, raise your insurance and make your life more difficult. Only  a 
fool would open that pandoras box. No body cares if you use hand controls or 
 have any of those troubles, its your driving  record that 
counts..leave this alone.
 
Ron Pracht 



 
 

From: Todd Daugherty  todd.daughe...@gmail.com
To: quad list  quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:32  AM
Subject: [QUAD-L] Driver  license renewal



 
I got my drivers license on my 16th birthday, just a regular class C with  
no restrictions.  I was injured at 17, but never made any changes to my  
license, even for the years that I was using hand controls. 


Recently I went to change the address online and ran across this  
question...


* Have you ever had seizures, fainting, heart trouble, hearing  problems, 
musculoskeletal performance problems, or respiratory function  problems?


So my question is when I say yes to this, what do you all think this will  
trigger?  Another driving test? 


Todd
C-6inc











Re: [QUAD-L] Driver license renewal

2013-09-04 Thread wheelchair
You can call the state by phone on the 800 number and ask before you  
complete your application.  As long as you are presently a licensed driver  and 
insured for all these years... you should have no issues.
Best Wishes
 
 
In a message dated 9/4/2013 10:33:03 A.M. Central Daylight Time,  
todd.daughe...@gmail.com writes:

 
I got my drivers license on my 16th birthday, just a regular class C with  
no restrictions.  I was injured at 17, but never made any changes to my  
license, even for the years that I was using hand controls. 


Recently I went to change the address online and ran across this  
question...


* Have you ever had seizures, fainting, heart trouble, hearing  problems, 
musculoskeletal performance problems, or respiratory function  problems?


So my question is when I say yes to this, what do you all think this will  
trigger?  Another driving test? 


Todd
C-6inc




Re: [QUAD-L] Driver license renewal

2013-09-04 Thread donald scott
I'm in California and have had my license for about 7 years. I had a regular 
license before my injury and it expired years later. When I got a van I could 
drive I applied for a new license. They did make me go through a few extra 
steps like a driving evaluation from a hospital and a DMV interview. After 
getting the ok I took the regular written and drivers test and passed with a 
100 on both test. Since then I have only been pulled over once for running a 
stop sign and the cop looked at me and said Have a good day and let me go. I 
have also been in one accident that was deemed not my fault. My insurance 
didn't screw me or raise my rates. All of my repairs were fixed and I pay a 
average insurance rate. My license does have a restriction on it that says I 
must drive with hand controls. That is my experience so far with driving. I too 
will be renewing my license this year and I'm not sure if it will automatically 
renew or if I'll be tested again. But
 for the independence it gives me I'll do what ever I need too. I hope this 
helped in some way.
 
Best wishes, Donald C5-C6 23 years post  
 


 From: wheelch...@aol.com wheelch...@aol.com
To: r.pra...@sbcglobal.net; quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 9:59 AM
Subject: Re: [QUAD-L] Driver license renewal
  


Some States are allowed to use one's driver's license as a Federal ID, for 
example, for flying and voting.  If you present your new driver's license 
without a restriction and its challenged.  Your insurance company knows of 
your physical conditions and limitations, I hope.  It could be most 
embarrassing, should your license be flagged after all these years.  I hope 
for you the best. 

Best Wishes 

In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time, 
r.pra...@sbcglobal.net writes: 
Dont check any of those boxes. Its going to make you have to retake  the 
drivers test, raise your insurance and make your life more difficult. Only  a 
fool would open that pandoras box. No body cares if you use hand controls or  
have any of those troubles, its your driving record that 
counts..leave this alone. 
  
Ron Pracht  

 


From: Todd Daugherty  todd.daughe...@gmail.com
To: quad list  quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:32  AM
Subject: [QUAD-L] Driver  license renewal
 

  
I got my drivers license on my 16th birthday, just a regular class C with  no 
restrictions.  I was injured at 17, but never made any changes to my  license, 
even for the years that I was using hand controls.  

 
Recently I went to change the address online and ran across this  question... 

* Have you ever had seizures, fainting, heart trouble, hearing  problems, 
musculoskeletal performance problems, or respiratory function  problems?


 
So my question is when I say yes to this, what do you all think this will  
trigger?  Another driving test?  

 
Todd 
C-6inc



Re: [QUAD-L] Driver license renewal

2013-09-04 Thread donald scott
I wanted to add that my insurance company is aware of the fact that I drive 
from my wheelchair and I have several modification to my van. They said all is 
covered under my normal rate of payment. When I had my accident they proved it 
by repairing my van instead of just writing it off as a salvage loss. Due to 
all the money spent on modifications my van is worth more than the regular van 
of the same year. They paid close to 6,000 in repairs to the front end. 
Allstate is my insurance.
 


 From: donald scott rollingl...@yahoo.com
To: quad-list@eskimo.com quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:27 AM
Subject: Re: [QUAD-L] Driver license renewal
  


I'm in California and have had my license for about 7 years. I had a regular 
license before my injury and it expired years later. When I got a van I could 
drive I applied for a new license. They did make me go through a few extra 
steps like a driving evaluation from a hospital and a DMV interview. After 
getting the ok I took the regular written and drivers test and passed with a 
100 on both test. Since then I have only been pulled over once for running a 
stop sign and the cop looked at me and said Have a good day and let me go. I 
have also been in one accident that was deemed not my fault. My insurance 
didn't screw me or raise my rates. All of my repairs were fixed and I pay a 
average insurance rate. My license does have a restriction on it that says I 
must drive with hand controls. That is my experience so far with driving. I too 
will be renewing my license this year and I'm not sure if it will automatically 
renew or if I'll be tested again. But
 for the independence it gives me I'll do what ever I need too. I hope this 
helped in some way.
 
Best wishes, Donald C5-C6 23 years post  
 


 From: wheelch...@aol.com wheelch...@aol.com
To: r.pra...@sbcglobal.net; quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 9:59 AM
Subject: Re: [QUAD-L] Driver license renewal
  


Some States are allowed to use one's driver's license as a Federal ID, for 
example, for flying and voting.  If you present your new driver's license 
without a restriction and its challenged.  Your insurance company knows of 
your physical conditions and limitations, I hope.  It could be most 
embarrassing, should your license be flagged after all these years.  I hope 
for you the best. 

Best Wishes 

In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time, 
r.pra...@sbcglobal.net writes: 
Dont check any of those boxes. Its going to make you have to retake  the 
drivers test, raise your insurance and make your life more difficult. Only  a 
fool would open that pandoras box. No body cares if you use hand controls or  
have any of those troubles, its your driving record that 
counts..leave this alone. 
  
Ron Pracht  

 


From: Todd Daugherty  todd.daughe...@gmail.com
To: quad list  quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:32  AM
Subject: [QUAD-L] Driver  license renewal
 

  
I got my drivers license on my 16th birthday, just a regular class C with  no 
restrictions.  I was injured at 17, but never made any changes to my  license, 
even for the years that I was using hand controls.  

 
Recently I went to change the address online and ran across this  question... 

* Have you ever had seizures, fainting, heart trouble, hearing  problems, 
musculoskeletal performance problems, or respiratory function  problems?


 
So my question is when I say yes to this, what do you all think this will  
trigger?  Another driving test?  

 
Todd 
C-6inc



Re: [QUAD-L] Driver license renewal

2013-09-04 Thread RONALD L PRACHT
I will add this. Cops dont know anything about hand controls or care to know. 
If you get pulled over , present license, insurance, registration and shut up 
unless your asked a question. You will be fine. 
 
Ron Pracht
 


 From: donald scott rollingl...@yahoo.com
To: donald scott rollingl...@yahoo.com; quad-list@eskimo.com 
quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 12:41 PM
Subject: Re: [QUAD-L] Driver license renewal
  


I wanted to add that my insurance company is aware of the fact that I drive 
from my wheelchair and I have several modification to my van. They said all is 
covered under my normal rate of payment. When I had my accident they proved it 
by repairing my van instead of just writing it off as a salvage loss. Due to 
all the money spent on modifications my van is worth more than the regular van 
of the same year. They paid close to 6,000 in repairs to the front end. 
Allstate is my insurance.
 


 From: donald scott rollingl...@yahoo.com
To: quad-list@eskimo.com quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:27 AM
Subject: Re: [QUAD-L] Driver license renewal
  


I'm in California and have had my license for about 7 years. I had a regular 
license before my injury and it expired years later. When I got a van I could 
drive I applied for a new license. They did make me go through a few extra 
steps like a driving evaluation from a hospital and a DMV interview. After 
getting the ok I took the regular written and drivers test and passed with a 
100 on both test. Since then I have only been pulled over once for running a 
stop sign and the cop looked at me and said Have a good day and let me go. I 
have also been in one accident that was deemed not my fault. My insurance 
didn't screw me or raise my rates. All of my repairs were fixed and I pay a 
average insurance rate. My license does have a restriction on it that says I 
must drive with hand controls. That is my experience so far with driving. I too 
will be renewing my license this year and I'm not sure if it will automatically 
renew or if I'll be tested again. But
 for the independence it gives me I'll do what ever I need too. I hope this 
helped in some way.
 
Best wishes, Donald C5-C6 23 years post  
 


 From: wheelch...@aol.com wheelch...@aol.com
To: r.pra...@sbcglobal.net; quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 9:59 AM
Subject: Re: [QUAD-L] Driver license renewal
  


Some States are allowed to use one's driver's license as a Federal ID, for 
example, for flying and voting.  If you present your new driver's license 
without a restriction and its challenged.  Your insurance company knows of 
your physical conditions and limitations, I hope.  It could be most 
embarrassing, should your license be flagged after all these years.  I hope 
for you the best. 

Best Wishes 

In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time, 
r.pra...@sbcglobal.net writes: 
Dont check any of those boxes. Its going to make you have to retake  the 
drivers test, raise your insurance and make your life more difficult. Only  a 
fool would open that pandoras box. No body cares if you use hand controls or  
have any of those troubles, its your driving record that 
counts..leave this alone. 
  
Ron Pracht  

 


From: Todd Daugherty  todd.daughe...@gmail.com
To: quad list  quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:32  AM
Subject: [QUAD-L] Driver  license renewal
 

  
I got my drivers license on my 16th birthday, just a regular class C with  no 
restrictions.  I was injured at 17, but never made any changes to my  license, 
even for the years that I was using hand controls.  

 
Recently I went to change the address online and ran across this  question... 

* Have you ever had seizures, fainting, heart trouble, hearing  problems, 
musculoskeletal performance problems, or respiratory function  problems?


 
So my question is when I say yes to this, what do you all think this will  
trigger?  Another driving test?  

 
Todd 
C-6inc



Re: [QUAD-L] Driver license renewal

2013-09-04 Thread DAANOO
I had to turn in the price of all my equipment even know I do not drive so  
it would be covered in case of an accident.  I was required to do so I am  
AAA and on Farm Bureau my insurance previously.
Dana
 
 
In a message dated 9/4/2013 12:42:09 P.M. Central Daylight Time,  
rollingl...@yahoo.com writes:

   
 
I wanted to add that my insurance company is aware of the fact that  I 
drive from my wheelchair and I have several modification to my van. They  said 
all is covered under my normal rate of payment. When I had my accident  they 
proved it by repairing my van instead of just writing it off as a salvage  
loss. Due to all the money spent on modifications my van is worth more than  
the regular van of the same year. They paid close to 6,000 in repairs to the 
 front end. Allstate is my insurance.



 
 

From: donald scott  rollingl...@yahoo.com
To: quad-list@eskimo.com  quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013 10:27  AM
Subject: Re: [QUAD-L]  Driver license renewal



 
 

I'm in California and have had my license for about 7 years. I had a 
regular license  before my injury and it expired years later. When I got a van 
I 
could drive I  applied for a new license. They did make me go through a few 
extra steps like  a driving evaluation from a hospital and a DMV interview. 
After getting  the ok I took the regular written and drivers test and passed 
with a 100 on  both test. Since then I have only been pulled over once for 
running a  stop sign and the cop looked at me and said Have a good day and 
let me go. I  have also been in one accident that was deemed not my fault. 
My insurance  didn't screw me or raise my rates. All of my repairs were fixed 
 and I pay a average insurance rate. My license does have a restriction on  
it that says I must drive with hand controls. That is my experience so  far 
with driving. I too will be renewing my license this year and I'm not sure  
if it will automatically renew or if I'll be tested again. But for the  
independence it gives me I'll do what ever I need too. I hope this helped in  
some way.
 
Best wishes, Donald C5-C6 23 years  post  


 
 

From:  wheelch...@aol.com wheelch...@aol.com
To: r.pra...@sbcglobal.net;  quad-list@eskimo.com 
Sent:  Wednesday, September 4, 2013 9:59 AM
Subject: Re: [QUAD-L] Driver license  renewal



 
Some States are allowed to use one's driver's license as a Federal ID,  for 
example, for flying and voting.  If you present your new driver's  license 
without a restriction and its challenged.  Your insurance company  knows of 
your physical conditions and limitations, I hope.  It could be  most 
embarrassing, should your license be flagged after all these years.   I hope 
for 
you the best.
 
Best Wishes
 
 
In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time,  
r.pra...@sbcglobal.net writes:

 
Dont check any of those boxes. Its going to make you have to  retake the 
drivers test, raise your insurance and make your life more  difficult. Only a 
fool would open that pandoras box. No body cares if you  use hand controls 
or have any of those troubles, its your driving record that 
counts..leave  this alone.
 
Ron Pracht 



 
 

From: Todd  Daugherty todd.daughe...@gmail.com
To: quad list  quad-list@eskimo.com 
Sent: Wednesday, September 4, 2013  10:32 AM
Subject: [QUAD-L]  Driver license renewal



 
I got my drivers license on my 16th birthday, just a regular class C  with 
no restrictions.  I was injured at 17, but never made any changes  to my 
license, even for the years that I was using hand  controls. 


Recently I went to change the address online and ran across this  
question...


* Have you ever had seizures, fainting, heart trouble,  hearing problems, 
musculoskeletal performance problems, or respiratory  function problems?


So my question is when I say yes to this, what do you all think this  will 
trigger?  Another driving test? 


Todd
C-6inc





























Re: [QUAD-L] Driver license renewal

2013-09-04 Thread Quadius
When I was a cop, the only thing I would worry about is whether you were
driving without the required equipment. I.e. if you have a restricted
drivers license only allowing you to drive with hand controls, then there
better be hand controls in the vehicle. If there is no restrictions, then
there is no problems.

That's the view from a former law enforcement officer. Then again, I
haven't been doing that for 20 something years.


On Wed, Sep 4, 2013 at 2:24 PM, RONALD L PRACHT r.pra...@sbcglobal.netwrote:

 I will add this. Cops dont know anything about hand controls or care to
 know. If you get pulled over , present license, insurance, registration and
 shut up unless your asked a question. You will be fine.

 Ron Pracht

*From:* donald scott rollingl...@yahoo.com
 *To:* donald scott rollingl...@yahoo.com; quad-list@eskimo.com 
 quad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 12:41 PM

 *Subject:* Re: [QUAD-L] Driver license renewal

 I wanted to add that my insurance company is aware of the fact that I
 drive from my wheelchair and I have several modification to my van. They
 said all is covered under my normal rate of payment. When I had my accident
 they proved it by repairing my van instead of just writing it off as a
 salvage loss. Due to all the money spent on modifications my van is worth
 more than the regular van of the same year. They paid close to 6,000 in
 repairs to the front end. Allstate is my insurance.

*From:* donald scott rollingl...@yahoo.com
 *To:* quad-list@eskimo.com quad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 10:27 AM
 *Subject:* Re: [QUAD-L] Driver license renewal

 I'm in California and have had my license for about 7 years. I had a
 regular license before my injury and it expired years later. When I got a
 van I could drive I applied for a new license. They did make me go through
 a few extra steps like a driving evaluation from a hospital and a DMV
 interview. After getting the ok I took the regular written and drivers test
 and passed with a 100 on both test. Since then I have only been pulled
 over once for running a stop sign and the cop looked at me and said Have a
 good day and let me go. I have also been in one accident that was deemed
 not my fault. My insurance didn't screw me or raise my rates. All of my
 repairs were fixed and I pay a average insurance rate. My license does have
 a restriction on it that says I must drive with hand controls. That is my
 experience so far with driving. I too will be renewing my license this year
 and I'm not sure if it will automatically renew or if I'll be tested again.
 But for the independence it gives me I'll do what ever I need too. I hope
 this helped in some way.

 Best wishes, Donald C5-C6 23 years post
*From:* wheelch...@aol.com wheelch...@aol.com
 *To:* r.pra...@sbcglobal.net; quad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 9:59 AM
 *Subject:* Re: [QUAD-L] Driver license renewal

  Some States are allowed to use one's driver's license as a Federal ID,
 for example, for flying and voting.  If you present your new driver's
 license without a restriction and its challenged.  Your insurance company
 knows of your physical conditions and limitations, I hope.  It could be
 most embarrassing, should your license be flagged after all these years.  I
 hope for you the best.

 Best Wishes

  In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time,
 r.pra...@sbcglobal.net writes:

  Dont check any of those boxes. Its going to make you have to retake the
 drivers test, raise your insurance and make your life more difficult. Only
 a fool would open that pandoras box. No body cares if you use hand controls
 or have any of those troubles, its your driving record that
 counts..leave this alone.

 Ron Pracht

   *From:* Todd Daugherty todd.daughe...@gmail.com
 *To:* quad list quad-list@eskimo.com
 *Sent:* Wednesday, September 4, 2013 10:32 AM
 *Subject:* [QUAD-L] Driver license renewal


  I got my drivers license on my 16th birthday, just a regular class C
 with no restrictions.  I was injured at 17, but never made any changes to
 my license, even for the years that I was using hand controls.

 Recently I went to change the address online and ran across this
 question...

 * Have you ever had seizures, fainting, heart trouble, hearing problems,
 musculoskeletal performance problems, or respiratory function problems?

 So my question is when I say yes to this, what do you all think this will
 trigger?  Another driving test?

 Todd
 C-6inc












Re: [QUAD-L] Driver license renewal

2013-09-04 Thread wheelchair
Devil's Advocate-  If you have title to your own vehicle and your own  
private insurance... the risk is all yours.  If you don't have title to  your 
vehicle or if you are a co-partner or are piggy-backing on someone else's  
policy, they too share the risk, at your expense.  In the United States,  there 
are approx 25 valid reasons any insurance company can drop a  
holder/insured.  Most of the majors will only use the top 3 reasons.
 
Committing a Felony using a vehicle
DUI
Leaving the scene of an crash scene involving a fatality.
 
Within those other 23 reasons are:  Failure to inform or  misinformation.
 
I guess, as long as nothing happens or goes wrong.. who really  cares.  
Its only after something serious happens and the lawyers get  involve and 
begin asking those serious questions.  I know of one Illinois  Gov. George 
Thompson who sat in a central Indiana prison for 5 years.   At issue was a 
foreign national who didn't speak English was issues a CDL to  drive a truck on 
the highway.  The flatbed trailer was defective and  dropped its bumper on 
the highway, in front of a speeding car carrying a family  of 5.  Upon 
impact, the car burst into flames and the family  perished.  Former Gov George 
Thompson, sat in prison, unable to attend his  wife's wake or funeral.  Who 
would have thought that would have happened,  if not for that one event.
 
Be Safe!
Best Wishes
 
 
In a message dated 9/4/2013 12:11:23 P.M. Central Daylight Time,  
lwillis...@yahoo.com writes:

I  had to attend a one day driving school and retake the test. It had been 
10  years and I was 27. I have a slew of restrictions on my license but have 
never  told my insurance. They have never questioned me about it despite a 
couple of  fender benders.





Re: [QUAD-L] Driver license renewal

2013-09-04 Thread wheelchair
Thanks Quadius,
I know that in Illinois and Indiana, when someone experiences a physical,  
or head (mental) trauma, that causes permanent disAbility... Voc Rehab gets  
involved and requires a physical test, an evaluation performed by a 
Occupational  Therapist with Certification in Drivers Retraining.  The 
evaluation  
determines if one can safely return to the road, with medicine, 
modifications  and/or adaptive equipment.  The Driving OT, will also advise the 
State, 
the  number of hours in driving training, using the modifications and 
adaptive  equipment, before one can be authorized and driver tested.  Once the  
certification is completed the driver is tested on the road and if they pass,  
they are issued a new driver's licensed with all the necessary  requirements.
As I presented before, as long as nothing serious happens who  cares.  
Its only after something serious happens and the lawyers begin the  
investigative process, on behalf of their client...
Maybe someone in Michigan can advise if this is the same process as  
Illinois and Indiana.
Best Wishes
 
 
In a message dated 9/4/2013 7:26:29 P.M. Central Daylight Time,  
quad...@gmail.com writes:

When I was a cop, the only thing I would worry about is whether  you were 
driving without the required equipment. I.e. if you have a restricted  
drivers license only allowing you to drive with hand controls, then there  
better 
be hand controls in the vehicle. If there is no restrictions, then  there is 
no problems.

That's the view from a former law enforcement  officer. Then again, I 
haven't been doing that for 20 something  years.



On Wed, Sep 4, 2013 at 2:24 PM, RONALD L PRACHT _r.pracht@sbcglobal.net_ 
(mailto:r.pra...@sbcglobal.net)  wrote:


 
I will add this. Cops dont know anything about hand  controls or care to 
know. If you get pulled over , present license,  insurance, registration and 
shut up unless your asked a question. You will  be fine. 
 
Ron Pracht



 
 

From: donald scott _rollingluvr@yahoo.com_ (mailto:rollingl...@yahoo.com) 
To: donald scott _rollingluvr@yahoo.com_ (mailto:rollingl...@yahoo.com) ; 
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
Sent: Wednesday, September 4, 2013  12:41 PM  
 

Subject: Re:  [QUAD-L] Driver license renewal




 


 
 
I wanted to add that my insurance company is aware of the fact  that I 
drive from my wheelchair and I have several modification to my van.  They said 
all is covered under my normal rate of payment. When I had my  accident they 
proved it by repairing my van instead of just writing it off  as a salvage 
loss. Due to all the money spent on modifications my van is  worth more than 
the regular van of the same year. They paid close to 6,000  in repairs to 
the front end. Allstate is my insurance.



 
 

From: donald scott _rollingluvr@yahoo.com_ (mailto:rollingl...@yahoo.com) 
To: _quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
Sent: Wednesday, September 4, 2013  10:27 AM
Subject: Re:  [QUAD-L] Driver license renewal



 
 

I'm in California and have had my license for about 7 years. I  had a 
regular license before my injury and it expired years later. When I  got a van 
I 
could drive I applied for a new license. They did make me go  through a few 
extra steps like a driving evaluation from a hospital and  a DMV interview. 
After getting the ok I took the regular written and drivers  test and passed 
with a 100 on both test. Since then I have only been pulled  over once for 
running a stop sign and the cop looked at me and said  Have a good day and 
let me go. I have also been in one accident that was  deemed not my fault. 
My insurance didn't screw me or raise my rates.  All of my repairs were 
fixed and I pay a average insurance rate. My  license does have a restriction 
on 
it that says I must drive with  hand controls. That is my experience so far 
with driving. I too will be  renewing my license this year and I'm not sure 
if it will automatically  renew or if I'll be tested again. But for the 
independence it gives me I'll  do what ever I need too. I hope this helped in 
some way.
 
Best wishes, Donald C5-C6 23 years  post  


 
 

From: _wheelchair@aol.com_ (mailto:wheelch...@aol.com)  
_wheelchair@aol.com_ (mailto:wheelch...@aol.com) 
To: _r.pracht@sbcglobal.net_ (mailto:r.pra...@sbcglobal.net) ; 
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
Sent: Wednesday, September 4, 2013 9:59  AM
Subject: Re: [QUAD-L]  Driver license renewal



 
Some States are allowed to use one's driver's license as a Federal ID,  for 
example, for flying and voting.  If you present your new driver's  license 
without a restriction and its challenged.  Your insurance  company knows of 
your physical conditions and limitations, I hope.  It  could be most 
embarrassing, should your license be flagged after all these  years.  I hope 
for 
you

Fwd: [QUAD-L] Driver license renewal

2013-09-04 Thread lwillis821
Same process here in Ky.

Sent from my iPad

Begin forwarded message:

 Resent-From: quad-list@eskimo.com
 From: wheelch...@aol.com
 Date: September 4, 2013, 9:19:11 PM EDT
 To: quad...@gmail.com, r.pra...@sbcglobal.net
 Cc: quad-list@eskimo.com
 Subject: Re: [QUAD-L] Driver license renewal
 
 Thanks Quadius,
 I know that in Illinois and Indiana, when someone experiences a physical, or 
 head (mental) trauma, that causes permanent disAbility... Voc Rehab gets 
 involved and requires a physical test, an evaluation performed by a 
 Occupational Therapist with Certification in Drivers Retraining.  The 
 evaluation determines if one can safely return to the road, with medicine, 
 modifications and/or adaptive equipment.  The Driving OT, will also advise 
 the State, the number of hours in driving training, using the modifications 
 and adaptive equipment, before one can be authorized and driver tested.  Once 
 the certification is completed the driver is tested on the road and if they 
 pass, they are issued a new driver's licensed with all the necessary 
 requirements.
 As I presented before, as long as nothing serious happens who cares.  Its 
 only after something serious happens and the lawyers begin the investigative 
 process, on behalf of their client...
 Maybe someone in Michigan can advise if this is the same process as Illinois 
 and Indiana.
 Best Wishes
  
 In a message dated 9/4/2013 7:26:29 P.M. Central Daylight Time, 
 quad...@gmail.com writes:
 When I was a cop, the only thing I would worry about is whether you were 
 driving without the required equipment. I.e. if you have a restricted drivers 
 license only allowing you to drive with hand controls, then there better be 
 hand controls in the vehicle. If there is no restrictions, then there is no 
 problems.
 
 That's the view from a former law enforcement officer. Then again, I haven't 
 been doing that for 20 something years.
 
 
 On Wed, Sep 4, 2013 at 2:24 PM, RONALD L PRACHT r.pra...@sbcglobal.net 
 wrote:
 I will add this. Cops dont know anything about hand controls or care to 
 know. If you get pulled over , present license, insurance, registration and 
 shut up unless your asked a question. You will be fine. 
  
 Ron Pracht
 
 From: donald scott rollingl...@yahoo.com
 To: donald scott rollingl...@yahoo.com; quad-list@eskimo.com 
 quad-list@eskimo.com 
 Sent: Wednesday, September 4, 2013 12:41 PM
 
 Subject: Re: [QUAD-L] Driver license renewal
 
 I wanted to add that my insurance company is aware of the fact that I drive 
 from my wheelchair and I have several modification to my van. They said all 
 is covered under my normal rate of payment. When I had my accident they 
 proved it by repairing my van instead of just writing it off as a salvage 
 loss. Due to all the money spent on modifications my van is worth more than 
 the regular van of the same year. They paid close to 6,000 in repairs to the 
 front end. Allstate is my insurance.
 
 From: donald scott rollingl...@yahoo.com
 To: quad-list@eskimo.com quad-list@eskimo.com 
 Sent: Wednesday, September 4, 2013 10:27 AM
 Subject: Re: [QUAD-L] Driver license renewal
 
 I'm in California and have had my license for about 7 years. I had a regular 
 license before my injury and it expired years later. When I got a van I 
 could drive I applied for a new license. They did make me go through a few 
 extra steps like a driving evaluation from a hospital and a DMV interview. 
 After getting the ok I took the regular written and drivers test and passed 
 with a 100 on both test. Since then I have only been pulled over once for 
 running a stop sign and the cop looked at me and said Have a good day and 
 let me go. I have also been in one accident that was deemed not my fault. My 
 insurance didn't screw me or raise my rates. All of my repairs were fixed 
 and I pay a average insurance rate. My license does have a restriction on it 
 that says I must drive with hand controls. That is my experience so far with 
 driving. I too will be renewing my license this year and I'm not sure if it 
 will automatically renew or if I'll be tested again. But for the 
 independence it gives me I'll do what ever I need too. I hope this helped in 
 some way.
  
 Best wishes, Donald C5-C6 23 years post  
 From: wheelch...@aol.com wheelch...@aol.com
 To: r.pra...@sbcglobal.net; quad-list@eskimo.com 
 Sent: Wednesday, September 4, 2013 9:59 AM
 Subject: Re: [QUAD-L] Driver license renewal
 
 Some States are allowed to use one's driver's license as a Federal ID, for 
 example, for flying and voting.  If you present your new driver's license 
 without a restriction and its challenged.  Your insurance company knows of 
 your physical conditions and limitations, I hope.  It could be most 
 embarrassing, should your license be flagged after all these years.  I hope 
 for you the best.
  
 Best Wishes
  
 In a message dated 9/4/2013 10:37:18 A.M. Central Daylight Time, 
 r.pra...@sbcglobal.net writes:
 Dont check

Re: [QUAD-L] Driver license renewal

2013-09-04 Thread wheelchair
Thanks lwillis!
Best Wishes
 
 
 
In a message dated 9/4/2013 8:53:09 P.M. Central Daylight Time,  
lwillis...@yahoo.com writes:

Same process here in Ky.

Sent from my iPad

Begin forwarded message:



Resent-From: _quad-list@eskimo.com_ (mailto:quad-list@eskimo.com) 
From:  _wheelchair@aol.com_ (mailto:wheelch...@aol.com) 
Date:  September 4, 2013, 9:19:11 PM EDT
To: _quadius@gmail.com_ (mailto:quad...@gmail.com) , 
_r.pracht@sbcglobal.net_ (mailto:r.pra...@sbcglobal.net) 
Cc:  _quad-list@eskimo.com_ (mailto:quad-list@eskimo.com) 
Subject:  Re: [QUAD-L] Driver license renewal




 
Thanks Quadius,
I know that in Illinois and Indiana, when someone experiences a  physical, 
or head (mental) trauma, that causes permanent disAbility... Voc  Rehab gets 
involved and requires a physical test, an evaluation performed by  a 
Occupational Therapist with Certification in Drivers Retraining.  The  
evaluation 
determines if one can safely return to the road, with medicine,  
modifications and/or adaptive equipment.  The Driving OT, will also  advise the 
State, 
the number of hours in driving training, using the  modifications and 
adaptive equipment, before one can be authorized and  driver tested.  Once the 
certification is completed the driver is  tested on the road and if they pass, 
they are issued a new driver's licensed  with all the necessary requirements.
As I presented before, as long as nothing serious happens who  cares.  
Its only after something serious happens and the lawyers begin  the 
investigative process, on behalf of their client...
Maybe someone in Michigan can advise if this is the same process as  
Illinois and Indiana.
Best Wishes
 
 
In a message dated 9/4/2013 7:26:29 P.M. Central Daylight Time, 
_quadius@gmail.com_ (mailto:quad...@gmail.com)  writes:

When I was a cop, the only thing I would worry about is  whether you were 
driving without the required equipment. I.e. if you have  a restricted 
drivers license only allowing you to drive with hand  controls, then there 
better 
be hand controls in the vehicle. If there is  no restrictions, then there is 
no problems.

That's the view from a  former law enforcement officer. Then again, I 
haven't been doing that for  20 something years.



On Wed, Sep 4, 2013 at 2:24 PM, RONALD L PRACHT  _r.pracht@sbcglobal.net_ 
(mailto:r.pra...@sbcglobal.net)  wrote:


 
I will add this. Cops dont know anything about hand  controls or care to 
know. If you get pulled over , present license,  insurance, registration and 
shut up unless your asked a question. You  will be fine. 
 
Ron Pracht



 
 

From: donald scott _rollingluvr@yahoo.com_ (mailto:rollingl...@yahoo.com) 
To: donald scott _rollingluvr@yahoo.com_ (mailto:rollingl...@yahoo.com) ; 
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
Sent: Wednesday, September 4, 2013  12:41 PM  
 

Subject:  Re: [QUAD-L] Driver license renewal




 


 
 
I wanted to add that my insurance company is aware of the  fact that I 
drive from my wheelchair and I have several modification to  my van. They said 
all is covered under my normal rate of payment. When I  had my accident they 
proved it by repairing my van instead of just  writing it off as a salvage 
loss. Due to all the money spent on  modifications my van is worth more than 
the regular van of the same  year. They paid close to 6,000 in repairs to 
the front end. Allstate is  my insurance.



 
 

From: donald scott _rollingluvr@yahoo.com_ (mailto:rollingl...@yahoo.com) 
To: _quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
_quad-list@eskimo.com_ (mailto:quad-list@eskimo.com)  
Sent: Wednesday, September 4, 2013  10:27 AM
Subject: Re:  [QUAD-L] Driver license renewal



 
 

I'm in California and have had my license for about 7 years.  I had a 
regular license before my injury and it expired years later.  When I got a van 
I 
could drive I applied for a new license. They did  make me go through a few 
extra steps like a driving evaluation from a  hospital and a DMV interview. 
After getting the ok I took the  regular written and drivers test and passed 
with a 100 on both test.  Since then I have only been pulled over once for 
running a stop  sign and the cop looked at me and said Have a good day and 
let me go.  I have also been in one accident that was deemed not my fault. 
My  insurance didn't screw me or raise my rates. All of my repairs were  
fixed and I pay a average insurance rate. My license does have a  restriction 
on it that says I must drive with hand controls. That  is my experience so 
far with driving. I too will be renewing my license  this year and I'm not 
sure if it will automatically renew or if I'll be  tested again. But for the 
independence it gives me I'll do what ever I  need too. I hope this helped in 
some way.
 
Best wishes, Donald C5-C6 23 years  post  


 
 

From: _wheelchair@aol.com_ (mailto:wheelch...@aol.com)  
_wheelchair@aol.com_

Re: [QUAD-L] Driver license renewal

2013-09-04 Thread Eric W Rudd
Ryan...Gov George Ryan

c5sc...@gmail.com

  - Original Message - 
  From: wheelch...@aol.com 
  To: lwillis...@yahoo.com ; quad-list@eskimo.com 
  Sent: Wednesday, September 04, 2013 8:01 PM
  Subject: Re: [QUAD-L] Driver license renewal


  Devil's Advocate-  If you have title to your own vehicle and your own private 
insurance... the risk is all yours.  If you don't have title to your vehicle or 
if you are a co-partner or are piggy-backing on someone else's policy, they too 
share the risk, at your expense.  In the United States, there are approx 25 
valid reasons any insurance company can drop a holder/insured.  Most of the 
majors will only use the top 3 reasons.

  Committing a Felony using a vehicle
  DUI
  Leaving the scene of an crash scene involving a fatality.

  Within those other 23 reasons are:  Failure to inform or misinformation.

  I guess, as long as nothing happens or goes wrong.. who really cares.  
Its only after something serious happens and the lawyers get involve and begin 
asking those serious questions.  I know of one Illinois Gov. George Thompson 
who sat in a central Indiana prison for 5 years.  At issue was a foreign 
national who didn't speak English was issues a CDL to drive a truck on the 
highway.  The flatbed trailer was defective and dropped its bumper on the 
highway, in front of a speeding car carrying a family of 5.  Upon impact, the 
car burst into flames and the family perished.  Former Gov George Thompson, sat 
in prison, unable to attend his wife's wake or funeral.  Who would have thought 
that would have happened, if not for that one event.

  Be Safe!
  Best Wishes

  In a message dated 9/4/2013 12:11:23 P.M. Central Daylight Time, 
lwillis...@yahoo.com writes:
I had to attend a one day driving school and retake the test. It had been 
10 years and I was 27. I have a slew of restrictions on my license but have 
never told my insurance. They have never questioned me about it despite a 
couple of fender benders.