That's why you carry a strictly catastrophic health-care policy to
cover when you can't.
-----
Mike Hammett
Intelligent Computing Solutions
http://www.ics-il.com
On 8/3/2010 12:44 AM, Tom DeReggi wrote:
yeah, cash pay works, until you get a stroke, heart attack, cancer,
etc Even when you have good insurance, it can mean still having to
come up with a few hundred thousand out of pocket.
Often cash pay translates to... if you have a serious illness, you
cant afford to chose to live. I dont mean to be bleak, but that is the
reality of it.
Sure, I understand that some for financial reasons must choose to fore
go insurance. But I'd surely prefer to find more affordable insurance,
than fore go insurance.
Affording Healthcare is surely a big issue today. I actually find it
somewhat ironic that some countries have made "broadband" a human
right. I'd argue that "healthcare" (aka affordable insurance) far more
deserves to be made a human right.
Tom DeReggi
RapidDSL & Wireless, Inc
IntAirNet- Fixed Wireless Broadband
----- Original Message -----
*From:* Cameron Crum <mailto:cc...@wispmon.com>
*To:* WISPA General List <mailto:wireless@wispa.org>
*Sent:* Saturday, July 31, 2010 5:56 PM
*Subject:* Re: [WISPA] [WISPA Members] Health Insurance
Negotiate directly with your doctor or the hospital. I've been
cash pay for years. About a year and a half ago, my then 2 year
old got outside un-noticed and fell into our pool. He was at the
bottom when we found him and my wife, being a trained lifegaurd,
was able to perform cpr and get his pulse and breath back. That
combined with the cold temperature of the water (early december),
and the grace of God left him with no brain damage or permanent
problems. Our trip to the ermergency room plus overnight stay in
the hospital was more than $12,000. I negotiated with the
hospital, the doctors, and the ambulance company (all different
bills) to get my bill down to less than $5000. It took about 1
hour of my time. Had I had insurance, I would have had to pay the
full $5000 or $10000 deductable. So in this case it worked out for
me. My family is extrememly healthy. Our kids go to the doctor
maybe once a year and I can't remember the last time I saw a
doctor. My wife just had arthoscopic surgurery on knee in the
spring and agian, paying cash, I walked away with about a 50%
dicount. As we get older, I'll probably consider getting insurance
as age typically means more trips to the doc. and on average it
will become cheaper to pay the insurance bills than to fund it in
cash. I don't know what age that will be, but I'll keep you guys
posted...
Cameron
On Sat, Jul 31, 2010 at 10:02 AM, RickG <rgunder...@gmail.com
<mailto:rgunder...@gmail.com>> wrote:
How do you negotiate that? I've tried and they same we pay their
standard rate. After moving back to health insurance, we
always see a
discount, especially on "in network" doctors.
On Sat, Jul 31, 2010 at 12:34 AM, Blake Bowers
<bbow...@mozarks.com <mailto:bbow...@mozarks.com>> wrote:
> We are cash pay. Regular DR visits are half of what the
> quoted rate is.
>
> Hospital is pretty much the same way.
>
>
> Don't take your organs to heaven,
> heaven knows we need them down here!
> Be an organ donor, sign your donor card today.
>
> ----- Original Message -----
> From: "Faisal Imtiaz" <fai...@snappydsl.net
<mailto:fai...@snappydsl.net>>
> To: <wireless@wispa.org <mailto:wireless@wispa.org>>
> Sent: Friday, July 30, 2010 10:19 PM
> Subject: Re: [WISPA] [WISPA Members] Health Insurance
>
>
>> That is very interesting... it is the first time I am
hearing as such...
>> Our experience has been on the contrary... Without the
insurance
>> company's pre-netogitated discounts, it is impossible to get a
>> reasonable bill..
>> more like.. They stick to you as a cash paying customer..
>>
>> Faisal Imtiaz
>> Snappy Internet& Telecom
>>
>>
>>
>> On 7/30/2010 9:20 PM, Roger Howard wrote:
>>> I had a friend who had a triple heart bypass. They gave
him the bill
>>> for loadsa money, assuming he would pay it over a long
period of time.
>>> When he said he was paying cash outright, it cost a tiny
fraction of
>>> the amount the bill was for.
>>>
>>
>>
>>
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