In addition to that those that don't have health insurance and go to the hospital, cause increases in insurance and hospital fees for all of us. Part of the reason insurance is so expensive is that the hospitals are only collecting .04 on the $1. Essentially, for every 1 person that pays 24 people do not. That's why a Tylenol costs $10, because they have to make it up on the people that can afford to pay.
Regards, Chuck Hogg Shelby Broadband 502-722-9292 ch...@shelbybb.com http://www.shelbybb.com From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Tom DeReggi Sent: Tuesday, August 03, 2010 1:44 AM To: WISPA General List Subject: Re: [WISPA] [WISPA Members] Health Insurance yeah, cash pay works, until you get a stroke, heart attack, cancer, etc Even when you have good insurance, it can mean still having to come up with a few hundred thousand out of pocket. Often cash pay translates to... if you have a serious illness, you cant afford to chose to live. I dont mean to be bleak, but that is the reality of it. Sure, I understand that some for financial reasons must choose to fore go insurance. But I'd surely prefer to find more affordable insurance, than fore go insurance. Affording Healthcare is surely a big issue today. I actually find it somewhat ironic that some countries have made "broadband" a human right. I'd argue that "healthcare" (aka affordable insurance) far more deserves to be made a human right. Tom DeReggi RapidDSL & Wireless, Inc IntAirNet- Fixed Wireless Broadband ----- Original Message ----- From: Cameron Crum <mailto:cc...@wispmon.com> To: WISPA General List <mailto:wireless@wispa.org> Sent: Saturday, July 31, 2010 5:56 PM Subject: Re: [WISPA] [WISPA Members] Health Insurance Negotiate directly with your doctor or the hospital. I've been cash pay for years. About a year and a half ago, my then 2 year old got outside un-noticed and fell into our pool. He was at the bottom when we found him and my wife, being a trained lifegaurd, was able to perform cpr and get his pulse and breath back. That combined with the cold temperature of the water (early december), and the grace of God left him with no brain damage or permanent problems. Our trip to the ermergency room plus overnight stay in the hospital was more than $12,000. I negotiated with the hospital, the doctors, and the ambulance company (all different bills) to get my bill down to less than $5000. It took about 1 hour of my time. Had I had insurance, I would have had to pay the full $5000 or $10000 deductable. So in this case it worked out for me. My family is extrememly healthy. Our kids go to the doctor maybe once a year and I can't remember the last time I saw a doctor. My wife just had arthoscopic surgurery on knee in the spring and agian, paying cash, I walked away with about a 50% dicount. As we get older, I'll probably consider getting insurance as age typically means more trips to the doc. and on average it will become cheaper to pay the insurance bills than to fund it in cash. I don't know what age that will be, but I'll keep you guys posted... Cameron On Sat, Jul 31, 2010 at 10:02 AM, RickG <rgunder...@gmail.com> wrote: How do you negotiate that? I've tried and they same we pay their standard rate. After moving back to health insurance, we always see a discount, especially on "in network" doctors. On Sat, Jul 31, 2010 at 12:34 AM, Blake Bowers <bbow...@mozarks.com> wrote: > We are cash pay. Regular DR visits are half of what the > quoted rate is. > > Hospital is pretty much the same way. > > > Don't take your organs to heaven, > heaven knows we need them down here! > Be an organ donor, sign your donor card today. > > ----- Original Message ----- > From: "Faisal Imtiaz" <fai...@snappydsl.net> > To: <wireless@wispa.org> > Sent: Friday, July 30, 2010 10:19 PM > Subject: Re: [WISPA] [WISPA Members] Health Insurance > > >> That is very interesting... it is the first time I am hearing as such... >> Our experience has been on the contrary... Without the insurance >> company's pre-netogitated discounts, it is impossible to get a >> reasonable bill.. >> more like.. They stick to you as a cash paying customer.. >> >> Faisal Imtiaz >> Snappy Internet& Telecom >> >> >> >> On 7/30/2010 9:20 PM, Roger Howard wrote: >>> I had a friend who had a triple heart bypass. They gave him the bill >>> for loadsa money, assuming he would pay it over a long period of time. >>> When he said he was paying cash outright, it cost a tiny fraction of >>> the amount the bill was for. >>> >> >> >> ------------------------------------------------------------------------ -------- >> WISPA Wants You! Join today! >> http://signup.wispa.org/ >> ------------------------------------------------------------------------ -------- >> >> WISPA Wireless List: wireless@wispa.org >> >> Subscribe/Unsubscribe: >> http://lists.wispa.org/mailman/listinfo/wireless >> >> Archives: http://lists.wispa.org/pipermail/wireless/ > > > > ------------------------------------------------------------------------ -------- > WISPA Wants You! Join today! > http://signup.wispa.org/ > ------------------------------------------------------------------------ -------- > > WISPA Wireless List: wireless@wispa.org > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ > ------------------------------------------------------------------------ -------- WISPA Wants You! Join today! http://signup.wispa.org/ ------------------------------------------------------------------------ -------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ ________________________________ ------------------------------------------------------------------------ -------- WISPA Wants You! Join today! http://signup.wispa.org/ ------------------------------------------------------------------------ -------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
-------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
