This is not the list to debate those issues, so let's cut it off now.

At 8/3/2010 12:45 PM, RickG wrote:
>With all dues respect, we ALL NOW have the accessibility to health
>care! In addition, we're supposed to be a "FREE" country, at least the
>"freest" (pardon the slang). Meaning that we are free to do as we
>please unless it affects others. Forcing people to buy health
>insurance or pay for others is not in line with what our country
>stands for.
>As far as other countries go, I lived in Australia for over a year. My
>wife has some health issues and we got to see first hand how
>government run health care works - NOT GOOD to say the least. They
>could care less. I almost sent her back to the states but fortunately
>the problems were not as severe as originally thought. We kissed the
>ground when we got back to America! Never had I been so glad to pay
>our monthly health insurance premiums!
>As far as the executives getting huge bonuses, etc. They just need
>more competition. Unfortunately, government regulations prevent it.
>I agree that our current system is broke but like many issues, they
>answer is NOT government. In Kentucky, I can only chose from two
>providers. How about drop the regulations that prevent others from
>entering our market and let the price war begin?
>Everyone should understand what our constitution provides as
>"unalienable rights" and what is does NOT! http://www.unalienable.com
>IMHO, and after reading our Forefathers works, broadband is not a
>right, and certainly not a unalienable right and neither is health
>care!
>Of course, we could give up those rights and become serfs with no
>choice but poor health care and watch the elite as they pay themselves
>huge bonuses, yachts, and other luxuries.
>
>-Rick Gunderson
>
>On Tue, Aug 3, 2010 at 10:43 AM, Fred Goldstein <fgoldst...@ionary.com> wrote:
> > At 8/3/2010 01:44 AM, Tom DeReggi wrote:
> >
> > yeah, cash pay works, until you get a stroke, heart attack, cancer, etc
> > Even when you have good insurance, it can mean still having to come up with
> > a few hundred thousand out of pocket.
> > Often cash pay translates to... if you have a serious illness, you cant
> > afford to chose to live. I dont mean to be bleak, but that is the 
> reality of
> > it.
> > Sure, I understand that some for financial reasons must choose to fore go
> > insurance. But I'd surely prefer to find more affordable insurance, than
> > fore go insurance.
> > Affording Healthcare is surely a big issue today. I actually find it
> > somewhat ironic that some countries have made "broadband" a human 
> right. I'd
> > argue that "healthcare" (aka affordable insurance) far more deserves to be
> > made a human right.
> >
> > Pretty much every industrialized country except the United States made
> > health care a basic right a long time ago.  ONLY the United States views it
> > as a business, for which profit comes first and results (or the illusion
> > thereof) are merely a means to that end.
> >
> > BTW I have a good broker here in Massachusetts who gets me, as a sole
> > proprietor, a small-business group rate that's well below the "connector"
> > rate (the model for the "exchanges", but really an assigned-risk 
> pool).  And
> > it's tax deductible as a business expense.  There could be similar plans in
> > other states.  But rates here are ridiculously high; thanks to state
> > intervention and their refusal to allow this year's 18-30% rate increases,
> > I'm only paying around $18k/year, though today's paper announced that there
> > is likely to be a more modest negotiated increase this month.
> >
> > But hey, the hospital, insurance, and drug company executives are getting
> > their bonuses and buying yachts, and isn't that what counts the most?
> >
> >
> > Tom DeReggi
> > RapidDSL & Wireless, Inc
> > IntAirNet- Fixed Wireless Broadband
> >
> >
> > ----- Original Message -----
> > From: Cameron Crum
> > To: WISPA General List
> > Sent: Saturday, July 31, 2010 5:56 PM
> > Subject: Re: [WISPA] [WISPA Members] Health Insurance
> >
> > Negotiate directly with your doctor or the hospital. I've been cash pay for
> > years. About a year and a half ago, my then 2 year old got outside
> > un-noticed and fell into our pool. He was at the bottom when we found him
> > and my wife, being a trained lifegaurd, was able to perform cpr and get his
> > pulse and breath back. That combined with the cold temperature of the water
> > (early december), and the grace of God left him with no brain damage or
> > permanent problems. Our trip to the ermergency room plus overnight stay in
> > the hospital was more than $12,000. I negotiated with the hospital, the
> > doctors, and the ambulance company (all different bills) to get 
> my bill down
> > to less than $5000. It took about 1 hour of my time. Had I had insurance, I
> > would have had to pay the full $5000 or $10000 deductable. So in this case
> > it worked out for me. My family is extrememly healthy. Our kids go to the
> > doctor maybe once a year and I can't remember the last time I saw a doctor.
> > My wife just had arthoscopic surgurery on knee in the spring and agian,
> > paying cash, I walked away with about a 50% dicount. As we get older, I'll
> > probably consider getting insurance as age typically means more 
> trips to the
> > doc. and on average it will become cheaper to pay the insurance bills than
> > to fund it in cash. I don't know what age that will be, but I'll keep you
> > guys posted...
> >
> > Cameron
> >
> > On Sat, Jul 31, 2010 at 10:02 AM, RickG <rgunder...@gmail.com> wrote:
> > How do you negotiate that? I've tried and they same we pay their
> > standard rate. After moving back to health insurance, we always see a
> > discount, especially on "in network" doctors.
> >
> > On Sat, Jul 31, 2010 at 12:34 AM, Blake Bowers <bbow...@mozarks.com> wrote:
> >> We are cash pay.   Regular DR visits are half of what the
> >> quoted rate is.
> >>
> >> Hospital is pretty much the same way.
> >>
> >>
> >> Don't take your organs to heaven,
> >> heaven knows we need them down here!
> >> Be an organ donor, sign your donor card today.
> >>
> >> ----- Original Message -----
> >> From: "Faisal Imtiaz" <fai...@snappydsl.net>
> >> To: <wireless@wispa.org>
> >> Sent: Friday, July 30, 2010 10:19 PM
> >> Subject: Re: [WISPA] [WISPA Members] Health Insurance
> >>
> >>
> >>> That is very interesting... it is the first time I am hearing as such...
> >>> Our experience has been on the contrary... Without the insurance
> >>> company's pre-netogitated discounts, it is impossible to get a
> >>> reasonable bill..
> >>> more like.. They stick to you as a cash paying customer..
> >>>
> >>> Faisal Imtiaz
> >>> Snappy Internet&  Telecom
> >>>
> >>>
> >>>
> >>> On 7/30/2010 9:20 PM, Roger Howard wrote:
> >>>> I had a friend who had a triple heart bypass. They gave him the bill
> >>>> for loadsa money, assuming he would pay it over a long period of time.
> >>>> When he said he was paying cash outright, it cost a tiny fraction of
> >>>> the amount the bill was for.
> >
> >  --
> >  Fred Goldstein    k1io   fgoldstein "at" ionary.com
> >  ionary Consulting                http://www.ionary.com/
> >  +1 617 795 2701
> >
> >
> > 
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>
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  --
  Fred Goldstein    k1io   fgoldstein "at" ionary.com
  ionary Consulting              http://www.ionary.com/
  +1 617 795 2701 



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