Hi Les,

Perhaps HJ could develop a feature that turns the V-cursor off until turned 
on as you describe.  This is still a bit of a new animal and as people 
start to use it, exactly how it works can be explored.  In general JFW 
loads the config files each time focus is returned to an application but 
perhaps they can do something similar to what they do when focus returns to 
other applications after they are launched i.e. you only hear the 
introductory messages once.

I do wonder why you are getting the crashes with Citibank.  I use the same 
features you are describing and don't experience crashes with IE when 
paying bills on Citibank with the V-cursor.

By the way, do you know that you can download account information in files 
suitable for Quicken inport from Citibank's web site.  I mention this 
because you said you were typing the bills directly into Quicken.  You can 
download .qif files if you look under Account Information, Download account 
Activity.

Kelly
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