So it is in everyones' best interest to come up with a
SIMPLE way to fix it that "customers" can actually learn.
I don't see how posts to discussion lists are in any
way related.
Sorry, I was not clear enough. I did not mean for these lists, but
solving the problem that a customer might not know h
It would be even easier to just post a PGP public key
and sign all the e-mails I care about validating.
The problem is most "consumers" don't grok digital signatures. Jay W.
is the only "representative" I know who consistently digitally signs
messages. Jay rules! 1MDC and I think a few other of J
I was always wondering how long it would take until
crooks started to use the names of repectable people and the nasty
under
their name just to damage their reputation.
What about, as a standard, each site having an area where they post
digitally signed emails they have sent out (even if they don
So, if gold is at $380, the average customer will bring in about 1
ounce.
If gold is at $4000, the average customer will bring 0.1 ounce
If gold goes to $40, then the average customer will come with 10
ounces.
I think you are thinking in terms of dollars. If gold goes to $4,000/
ounce, bread will c
http://www.boston.com/dailyglobe2/210/nation/
US_eyes_market_to_predict_terror+.shtml
or
http://makeashorterlink.com/?U28951C65
contains an idea (in restricted-and-therefore-silly form!)
mentioned around here and in a formerly-futuristic sci-fi
novel. For two grams of e-gold, name that title &
Even if full disclosure was given, 7.2% per annum is not exactly
breath
taking.
Well, these days, looking at things like US banks, it's not all that
bad...
This is what my bank offered for CD's a month ago. (No typos)
CD (Minimum $1,000 for 2 years): 1.45%
CD (Minimum $10,000 for 2 years): 1.50%
Is there a team competent to implement the plan?
I think we can say, "yes."
I had a small technical problem with the dbourse site. After a few
emails, that were promptly and competently answered by by the staff, it
turned out it was not my mistake and they apologized for any
inconvenience. Simpl
Jakob Nielsen, in the report "E-commerce User Experience", asserts 'seal of
approval' logos like TrustE and BBB did not interest any of the test
subjects.
DGC's might be an exception, but it could be a nice challenge to convey
valuable info in the 'seal of approval'. Maybe the number of verifi
> Basically, we're getting to the point where there's no need to have a
> checking account. Well, there is that small matter of paychecks in US
> dollars from traditional employers.
Can an exchange provider offer traditional direct deposit? I know it would
circumvent some protections -- but if
DGC's don't seem to be promoting the idea that they can make it a lot
safer for teenagers to participate on the net. (although I have not been
reading propaganda lately).
A service that allows the under 18 crowd to get paid and sends a Barns &
Noble or Amazon gift certificate might be nice. In
> While we're on the topic, how does e-gold make their money?
I think they make money from storage fees (called agio in the Terms I
think) and transaction fees. The Terms say they do NOT make loans -- all
e-gold is backed 100% by metal all the time.
Jeff
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> All market makers that handle big volumes of gold have to SERIOUSLY
> think about security.
Thanks for the interesting info JP! For us self taught coders that might
have educational gaps, do you have a link or protocol for security?
Anyone else? I will maintain a protocol if people are inter
Robert Prechter just published an 8 page paper "Inflation, Deflation and
the Federal Reserve System". It is pretty good -- I learned more than I
expected.
If I understand it right, bank reserves of physical cash are about 55
Billion. M2 is 5.5 TRillion (ratio of 1/100) and all US debt is 30
T
While researching, I bumped into an apparent work in progress.
Interesting guy.
http://www.math.princeton.edu/jfnj/texts_and_graphics/IDEAL/Asympt/asympt10.
txt
Jeff
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Use
> 1. Send check.
> 2. Wait 13 days.
> 3. Get e-gold.
Surely you drive by a Wells Fargo or Bank of America if you live in the
usa? Next time you have errands drop by:
http://www.gaithmans.com/ first and fill out a form. Then drop by the
bank and deposit CASH. You should have gold pretty fast.
T
> Choosing different
> algorithms does not necesarily make it more safe. As long as the main
> passphrases
> are different it will be ok.
That's the problem -- I think most people use the same passcode. A
strong design should make silly stuff like that hard to do by default.
>> I think it is im
> For example if my turing return code setting is like this :
> ab"m"def (a
> fixed character "m" in position 3)
>
> Turing codeReturn code
> 123456 12m456
I get it. I like this idea for some situations (still won't fix the
challenge with creating mult
> Some examples of easy to remember possibilities:
> turing number: abcdef123456
> reverse: fedcba 654321
But how do you communicate the 'reverse / offset 3 right' etc.
instructions? They are simple algorithms that can be programmed by a
cracker and I t
> to provide around 1 out of 1 or higher odds against random guessing.
Using 3 different images in parallel, each with 25 drop down choices
gives odds of 15,000. This might be the most user friendly -- except for
those that can't see too well. I am going to use a 1-time password for
that ca
> I have an idea to mitigate this challenge (for a little while longer).
Okay, so I bit off more then I can chew :) My main idea was to have a
small image (cat, dog, sock, tree) and then people select what it is
from a pop up menu. That's user friendly, but you still have to
superimpose a few
>> http://interestingsoftware.com/alanbot
>>
>>> All it does is filter the image.
>>>
>> Parker, what the HELL are you talking about?
I have an idea to mitigate this challenge (for a little while longer).
Give me 2 weeks and I will present a better solution (for sale :-)
- It will be ve
> >PS How are all the babies (JP, Julian and Jeff!)?
>
> My one is good --- but she needs more gold man :)
Glad to hear that! After a bit of a rough (and scary) start, mom and
baby are now doing excellently. We are really lucky that Chloe is a
happy and easy baby (and a great excuse to squirrel
Why not offer the user 2 choices to recover a lost password and let them
decide how much effort they should use to protect their gold.
1) Default - just email password back in plain text.
2) Or, if they have previously submitted a PGP key, send the password in
encrypted email.
Jeff
---
You are
It would be neat to drill down on the "Number of Pieces" column and see
see a list of the exact stats for each bar (specifically the ID number).
Consider changing the header "Coin Name" to "Metal Type" and "Fine
Weight per piece" to "Average Weight per Piece".
It would make things a little clear
> Gold is not backed by gold.
Gold is backed by the Strong Nuclear Force :)
http://www.m-w.com/cgi-bin/dictionary?book=Dictionary&va=strong+force
A fundamental physical force that acts on hadrons and is responsible for
the binding together of protons and neutrons...
Is this example right??
If s
> I believe DBC keeps failing because it's not convenient enough and the
> expenditure of time and concentration are higher than just paying the 5%
> credit card fees.
I think Beenz and Flooze (Digital Based Currencies) failed because they
are not a direct money for goods or money for service. I
You did not spell it out, but I think most GBC's would require a data
base. So it would be attractive to mention that you have PostgreSQL,
php, perl, SSL, etc.
Thanks, Jeff
Keith Mander wrote:
> $10 pro account with domain hosting inc + 25 POP accounts + 25 subdomainss
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> > However, there's Bamdex,
> >but there's no way using Bamdex to keep the other side from closing the
> >contract.
It won't help liquidity too much at the moment, but if contract A (UP)
was forced to close, say due to margin, opposing contract B (DOWN) could
check to see if there were any waiti
> Anyone have a good name idea?
>
> "1mdc-checking"? "1mdc-bucks"?
Keep with the fruit! guava grams! grape grams, green grams
Or, branch out into animals - gopher grams
High brow - reliant grams
Wise - sage grams
funky - gramknot
Mysterious - aerde gram (aerde is Dutch for earth, I think)
What a great idea!! You can use a logo or your cat's picture --- even
the dude formerly known as Prince can finally get along online!
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Did you know that the new e-gold Secure
I love to work with data presentation. JP has helped me on many
occasions and I promised I would come up with a few BAMDEX graphs for
fun. I made these 2 *rough* suggestions for everyones' amusement and to
spur further ideas.
I also think it would be interesting to compare e-gold velocity, accoun
The US Census suggests the current USA population is about 285,000,000
http://www.census.gov/cgi-bin/popclock
So lumping private and corporate debt together (the people will pay
anyway) means each American owes about 100,000 USD. Not as bad as I
thought ;) Makes me wonder if 27 trillion is low b
ale. She got excited when I asked her if 2 seconds was too long to wait ;)
Jeff Fitzmyers wrote:
> I don't recall the exact question, but my short and flippant answer: When all
> the money the fed has counterfeited starts to *really* come home (inflation)
> and people 'get it
I don't recall the exact question, but my short and flippant answer: When all
the money the fed has counterfeited starts to *really* come home (inflation)
and people 'get it' creating demand. I just bought some junk silver --- One
shop had me waiting a month before someone sold them some silver. O
Just lodged 145 grams for 6 months! What a great idea and great
foundation for other ventures! If we don't hurry up and finnish our own
pet projects, JP will have all the e-gold flowing though his sites!!!
https://www.1mdc.com/
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Don't forget that the USD has costs in the form of inflation (currently running
~25% per year). I have lost 0.5% of my gold so far this year but will lose ~12%
of my USD worth as the inflation winds its way thought the economy.
Vince Callaway wrote:
> On Thu, 21 Jun 2001, Paul Ewing wrote:
> [sn
> What can we do or say to change things, so that they love e-gold
> like they should? I've tried the "it costs less" argument many times,
1) How has the "it is sooo convenient" tangent worked? Convenience is a pretty
tame topic.
Jeff
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Imagine after being raided by the SS, Parker E.C. Bradley still
remembered to send some golf leaf I had paid for a few prior to the
event. It came carefully wrapped and in perfect condition. At the time I
assumed the order would have fallen through the cracks -- I decided not
to bother him about
Why doesn't someone start up a non reputable transaction insurance
service?
There seems to be a high demand!
Also, I would highly recommend placing some big, yet tasteful, link
titled "How to protect you e-gold assets" all over the place. List
everything in conversational English and every other
Mystery?? Probably just JP sending his 100 kg of gold from one account to
another to make e-gold look good :)
Thanks for the new stats page!! Excellent.
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I have so little data - been busy - that I could use any regression technique ;)
Statistically speaking, this line fit is poor and should not be used for
decisions.
A great public service would be e-gold saving these stats once a day in an
accessible log. Include the stats page and the exchange r
This can't be right but ... using all the VERY spotty data I have
Total Days USD
0 878,826
12 1,406,435
20 1,505,357
26 2,579,490
34 1,074,743
67 1,375,354
And using the Canadian dollar t
> Five: Create demos that show people how to use the system. Please! People will
>just not use it if they don't know how.
http://www.webex.com/home/default.htm
WebEx might be good for this. My employer seems to think they have great value in the
replay mode to explain. Personally I find it h
I received an Elliott Wave report that says after being correctly
bearish on gold and silver for 21 years, it is time to start THINKING
about the long side. The text suggests one last washout down below
$200/oz (lower probability), or a nice spike up to around $360/oz then
washout below $200/oz (h
LaMarr Dell wrote:
> This "Coder" person (who won't reveal identity) makes quick judgments as
> to whether (or not) a site is "legal"
A dead worm could figure out if Costa is legal within a minute. Hello?!
> I find that "Costa" is VERY "up front" with information about how THEY
> work and what
> to everybody - the merchant and the consumer. And I still contend
> that the education issue is not the problem. Rather it is an
> easier way to fund accounts.
I tend to disagree. I think e-gold can easily be classified as a 'breakthrough
technology' which by definition means that people don't
> A free market will conserve the fish just fine.
There are a lot of interesting variables in this.
I had a conservation teacher who was a good old boy. He had a friend that
owned an entire closed off valley near Yellowstone. The valley owner managed
the whole ecosystem and had a hunting lodge.
Yes, that was my mistake. I flip things around sometimes. You know, I heard a
rumor that Issac Asimov said he ~never did rough drafts -- he could just spew
forth a book all at once and not look back. (his editor though?) I find that
pretty amazing and aspire to it someday :)
jf
[EMAIL PROTECTED]
> How was the golden color of the new U.S. dollar coin achieved?
> --
> The newly minted U.S. golden dollar coin was difficult to design. The
> coin had to be gold in color and it had to have the same size,
> weight, and elec
I would suggest e-gold and market makers post something like this on
their sites.
http://home.earthlink.net/~fitz22/may.html (--> Please send me
suggestions and I am thinking about a column for pros and cons.)
Why? To manage other's expectations and educate them. Having a
comparison of what's go
Their are some really intereresting ideas in this slashdot link. How can
one apply micropayments, and freemarket economics to games that allow
one to learn things or interact with systems??
http://slashdot.org/article.pl?sid=01/01/29/0954245&mode=thread
jf
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I vote for his entry too :) Much more information. The stuff I posted mainly
shows the relative difference when account creation really started to pick up,
and that there might be a correlation between increasing metal price (or
activity) and number of accounts funded.
jf
[EMAIL PROTECTED] wrote
My entry can be found at:
http://home.earthlink.net/~fitz22/
For added suspense, there are 3 simple graphs.
jf
[EMAIL PROTECTED] wrote:
> ok here is the second World Famous bananagold E-GOLD STATS CONTEST
>
> (Brought to you by http://bananagold.com
> where you can SHOP AMAZON and SPEND E-GOLD!
> Out of curiosity, in your opinion, what would be the best method
> of funding accounts? Let's assume somebody wanted to develop
> the ultimate funding system, what would work?
This idea is less direct, maybe even a little sneaky... but more convenient for a
consumer.
Instead of the potentia
> It seems clear, to ME (excuse my presumptuousness) that "gamers" give
> egold.com the BULK of their income.
They also probably make up the bulk of customer service issues, which
can cost
a lot of money.
> Why does ANYone, *here*, feel that something needs defining?
> Some seem to have some ki
I am not trying to be a wise acre. Since you are unhappy with things, I
am asking how YOU would set them up differently. How do you separate
customers that make you money form the ones that cost you money? Is this
separation fair, ethical, legal, profitable?? How do you deal with each
type and eve
Adding to JPM...
Market makers need to be very good at managing risk --> they need to know how to
hedge. (Supposedly, part of the california power problem is our local energy
provider, PG&E, refused to hedge back when prices were relatively cheap. They could
have bought a bunch of calls or sold a
> > What questionable activities? Define questionable
>
> Costagold and others that are even allowed to
> advertise on this list.
I don't understand this definition?
> Are you saying that this is the justification to break
> the law, just because other people do it?
Of course not, I just want t
> Can someone here please explain what the essence of
> the previous paragraph is?
Only post what is essential.
> So it is going to continue to be OmniPay's policy to
> keep secret its liquidity and solvency.
What's wrong with that?
> Some have. Look at the publicly viewable balances.
I see j
> that OmniPay is like any exchange provider
Note the use of the term "exchange provider" where market maker is mistakenly
used. As JP May pointed out, market makers are legally obligated to offer a bid
and ask price when open for business. Exchange providers can set their own bid
and ask prices
They are mistaken. It is really simple. Just use this link to sign up:
https://www.e-gold.com/newacct/
Or, you can give others credit for signing you up by using a link like this:
https://www.e-gold.com/newacct/newaccount.asp?cid=110237
(the last "cid=xxx" part shows the e-gold account numbe
Well, thank you very much! That is roughly equal to 1 burrito unit --> the most
important currency unit in my household :)
Thanks! from 110237
btw, YOU ROCK: Your customer service, general attitude and capabilities have set
a great example for me. I have learned many things from you.
[EMAIL PRO
Here is a spends graph starting from 2/29/00. I update it about once a week.
The most spends I have recorded is 13,092 on 11/21/00. In general spends seem
to have spiked up from 3,300 to 10,500+ since early November.
http://home.earthlink.net/~fitz22/
Jeff
> > Do we have the "breakout" of spends
%)
Striving to graduate first grade math, Jeff
> RE these numbers: ...(1.71g to 0.71g or 300 USD)
> Do you mean that 0.71g of gold is equiviatent to 300 USD I WISH!
> Dave
>
> Jeff Fitzmyers wrote:
>
> > Since 7/8/00 to present the
> > - total number of accounts has incr
Since 7/8/00 to present the
- total number of accounts has increased about 300%
- average gold account has decreased by 60% (from 1.71g to 0.71g or 300
USD)
- number of funded accounts has increased 150% (from 33% up to 48%)
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T
> Don't just add a couple of cents. Maybe make it the last 2 digits of your
> egold account or phone number. but something that is prearranged perhaps
> with the person you are sending to.
That's even better!
<<< As far as I know this idea actually originated with Eric Gathier at Gold
Exchang
I just ran across this tip. The funny thing is I tend to do this anyway.
When sending money into a market maker consider that they get hundreds
of $100 deposits. Why not make yours 100.55, then if there is a problem
(lost your contact info) it is much easier for trace $100.55 then
$100.00. Plus, y
> It doesn't matter what operating system you or e-gold
> installs next. I see no evidence that *e-gold* computers
> have _ever_ been compromised,
That is the argument that, "I never crash so I don't need airbags". I want all the
links in the security chain to be as strong as possible (without g
>>> OpenBSD is a great OS, but this really is not the place to be
advertising for it ... (And in case you didn't notice: Well-done NT is
far more secure than newbie *nix, even OpenBSD.) >>>
I don't think I am advertising or OT at all. It is imperative to me (and
everyone I assume?) that my acco
Taken from Bruce Schneier's excellent CRYPTO-GRAM
http://www.counterpane.com/crypto-gram.html>
There are a couple of dozen new vulnerabilities each week in major
software products
Last month I complained that Microsoft is prohibiting services like
BugTraq from reposting its security advisori
> and are not working their a**es off making our e-gold
> accounts opaque to hackers. I know of one person
> who had I5K removed from his account, and just
> this week two people I know have had attempts at
> hacking their e-gold accounts,
This is one major reason why the system should be on Open
Holding steady at 48% of accounts being funded.
13.6 million USD and 1.5 million turnover/day means total average
turnover takes about 9 days.
Total average account growth is 0.13% per day for the last 8 days. I
must apologize for past numbers like this because they were wrong :( The
hopefully c
In the last 12 day period, total accounts increased an average of 0.25%
per day. For the last 2 months the average account has about 330 USD of value.
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The following is off the cuff and probably wrong in some areas:
> Where physically are the e-gold accounts kept?
Probably on a server in Florida (of course if it was UNIX it could be
anywhere, but it seems to be micro$slop and last I heard there are some
administration duties that can't be done
Never heard of them, but it sounds like Yet Another Scam (YAS). The only
~safe way I know of to get returns in 3 days from anything that deals
with e-gold is MetalSavings.com. You can get around 5% if you deposit
over 100 grams. (from memory) So you would have 100.09589 grams today.
Not much, but
> Yes, but it's like apples and oranges. If you have 5 grams of e-gold and 3
> grams of e-silver, then you must express the total using BOTH identifiers.
> It's not possible to say that the value is 'x' grams of e-'something'
> because the price of silver fluctuates with respect to the price of go
> means but GS&R has changed their definition by refusing to
> allow bailment.
Locally:
I don't care about this in the sense I can send, I believe, metal to
Goldfinger and they will give me e-gold. (I certainly get excellent
metal from Goldfinger :) I think it is fine to restrict bailment of
stuf
I think what we are all getting at is that no one cares who you are if
you pay, provide a service, or ship product on time. If you break a
'contract' we want a way to get you to honor the contract, or refund us,
or failing that lower your reputation to warn your customers (maybe a
little retributi
> > "Any week now" there will be a general one available. Most will be
> > willing to participate at least a little. The bad news is you need a
> > funded e-gold account (although I just got an idea to minimize this :),
>
> I have no problem with spending metal. For this to work in the long
> ru
> General reputation trackers/sellers are going to have a hard time
> coming up with a method that works for most needs.
"Any week now" there will be a general one available. Most will be
willing to participate at least a little. The bad news is you need a
funded e-gold account (although I just g
Business opportunity and major design challenge:
Philadelphia Inquirer: Locked out.
Active Web users have to manage about 15 passwords for daily use,
according to
Forrester Research Inc., an Internet research firm. By some estimates,
half of
all service calls to Web businesses are from people ask
> This is one issue that bothers me -- the statement that e-gold is
> 100% backed by gold? This seems improbable to me because;
>
> 1) The only assurance we have that there is real metal backing is the
> examiner page -- which is administered by e-gold personnel only (guess you
> just have to be
"Website losing money? Easily get your customers to pay for your content
by enabling micropayments."
Jakob Nielsen's Alertbox, December 24, 2000:
The Web in 2001: Paying Customers
http://www.useit.com/alertbox/20001224.html
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To
I love your posts!
> the applicable bankruptcy laws, you cannot ever be forced to repay a
> debt as a public trust. Only if you are a sovereign private individual
Hey, lets work with the system for a change and borrow a few trillion
from the government and default -since, apparently, doing so is
AtNewYork: Beenz.com To Cutback Operations; 25 Laid Off.
Alternative currency play Beenz.com plans to close certain country-specific
businesses which immediately results in the layoff of 25 employees in
New York and San Francisco. In a brief statement issued to atNewYork
Tuesday, Beenz.com said th
I totally see your point - and agree that is the way things should be
done if we are to study and learn all the official rules. But I get a
headache thinking about how inefficient the process is. In my scientific
mind I just use grams.
Looking at your example, who derives value from all that?? Al
> It is just too much accounting work to tolerate.
I say the accounting is already too screwed up to tolerate. It is flat
out a 'job security' and 'keep the sheeple too busy to think' joke.
Supposedly if you give your papers to 10 accountants and you will get
back about 10 different (widely) vary
"Fears of a US credit squeeze have been growing amid mounting evidence
that corporations borrowed too much during the recent boom and will have
trouble paying back their debts."
http://news.ft.com/ft/gx.cgi/ftc?pagename=View&c=Article&cid=FT3JEF4MWGC&live=true&tagid=V1CYA0C&Collid=ZZZ563EC
This article suggests putting up a secure form on your website as an
easy way to encrypt messages to you or your company. If 2 parties do it
then they can both communicate without knowing each others public keys.
(need to trust the server and the security of the server - but the point
is it is bet
TechWeb: E-Currencies Are Going Offline.
E-currencies are moving into the bricks-and-mortar world as they vie
to gain
traction with consumers and merchants. Online currency companies Beenz.com
Inc. and Flooz.com Inc. plan to launch offline programs even as new Internet
competitors are poised to em
By my calculations, in the last ~12 days the total number of accounts
has increased 10% and the number of funded gold accounts has increased 15%.
That is a growth rate of about 0.8% per day. Say the rate averages about
0.4% per day. By the end of the month, e-gold could have over 300,000
accounts
Business 2.0: Citigroup to Push Ecash into Primetime.
Citigroup and America Online certainly know about consumers. They are, after
all, the world's leading financial institution and the top online service
provider. Now the two bet that by joining forces, they can bring
electronic-payment services
From: Tomalak's Realm at http://www.tomalak.org
Dallas Morning News: That'll be $0.001.
Should Beenz be redeemable for Flooz? If so, how do such Beenz-Flooz units
translate to Mojo bucks? While we're on the subject, will Compaq's MilliCents
ever be convertible to IBM Micro Payments? These are the
That puts a new wrinkle in things doesn't it? How can we prevent this.
Can we have an option to implement one of the encryption cards things
(that I don't know much about)?? I think you need your password and a
'password of the day' to start a transaction.
BigBooster wrote:
>
> From a friend:
>
>Why has the online revolution faded so fast?...
>For a start, they like to know that their money is secure...
>customers fret about the security of online transactions
>Just as worrying is the thought that somebody else can find
>out your bank-account details, even if they cannot do anythin
Pretty funny from our perspective.
"The concept of online-only banking ought to be put out of its misery.
Mortgage.com is one more nail in the coffin for the sector as a whole.
"Although consumers might not like waiting in line at a bank's retail
branch, there is still a tremendous amount of tru
This is not a very good deal considering the average account only has
about $300 USD and I am a slow typer. Hey, can you do batch files?...
[EMAIL PROTECTED] wrote:
>
> Want to know the full story?
> Want to know How?
> Want the blueprints for whistler?
>
> Security Deposit $2,500 US In e-gold
Since no one else has piped up, I wanted to say I had a lot of fun and
met really interesting people working on very interesting projects. After
talking with many of the e-gold employees I feel very comfortable with
their intentions and how things are going.
Also, I maintain a page of "Handy prog
Yeah, sorry about that. I was board and called my buddy Easy Money Al
and Loose Larry up for some fun. I said, "Greenie, lets have a little
squeeze, tomorrow!" So we all bought euros in Europe with our personal
accounts, then bought with the taxpayers money to give the lagging thing
a good kick. W
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